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Just the three of us - new beginnings!

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Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I'm ok, looks like I am taking the long, slow debt busting route lol.

    Got my fingers crossed for you.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • LittleEmms
    LittleEmms Posts: 540 Forumite
    Hi Doodle

    Well done on the weight loss!! That’s fab!!

    I still think having all your presents is something to be smug about – I’ve decided to join you and wrap a few presents a night so it doesn’t feel horrendous when I do finally do it!

    I’m sorry you weren’t successful on AQA – I’m not really that ‘up’ on what the whole thing is so can’t really offer any advice… :o … just sending you a big hug to help whilst you work on plan B!!

    Will message later properly when I’m not at work!!

    Emms :)
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Sorry about AQA.

    They rejected me twice, they dunno what they are missing out with us MSE folk the fools ;)
    Now a SAHM trying to earn some spare pennies each month
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Ahh well their loss eh?

    I'm feeling a bit down at the moment, need to shake it off and get some Xmas sprit back me thinks.

    I'm having a wobble and worried about my future. Will I cope? Can I clear this debt? CAn I keep the house?

    So many "ifs" and "buts" and I hate it. I thought my life was in control and mapped out and now its all over the shop and I feel I have no control :mad:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You are ruddy marvellous.....

    I figure if I can get it in to as many posts as possible where you're lurking, you might see the truth in it.....

    xx
    Wealth is not measured by currency
  • LittleEmms
    LittleEmms Posts: 540 Forumite
    Oh hun, I've joined the ruddy marvellous thread - but also wanted to say look at what you have acheived so far!! You've done brilliantly and as I said when I first 'nosied' in on your thread - you're doing such a brave thing, I think you're more than entitled to a 'wobble' now and again!!!

    Big hugs hun!!

    :grouphug: :grouphug: :grouphug: :grouphug: :grouphug: :grouphug: :grouphug: :grouphug: :grouphug:
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Like CAFC Girl I think you are doing fab! We all have wobbly days no matter what our family or work circumstances... Give yourself a little treat whether it is a relaxing bath, chocolate or whatever - just chill and give yourself a little space... It's okay not to feel happy and up all the time....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • LittleEmms
    LittleEmms Posts: 540 Forumite
    P.S I accidentally stumbled on this thread the other day - had me giggling;

    http://forums.moneysavingexpert.com/showthread.html?t=1348669&highlight=only+mothers

    hope it makes you laugh too!!

    xx
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • smarties84
    smarties84 Posts: 711 Forumite
    What is AQA?
    Sorry to hear your having a bad day, i really enjoy reading ur diary, your doing a great job hun.
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    One step at a time hun and if you need to rant feel free, we know what its like :grouphug:

    Oooooh eeerrrr dodgy hug :p
    Now a SAHM trying to earn some spare pennies each month
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