Saturday 22/11/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• make a loaf in breadmaker
• swim and jacuzzi to use gym membership
• storecupboard lunch
• pick up some bargain veggies at market
• unpack and connect dishwasher that has just been delivered for oldies kitchen at work - not moneysaving but will save ME lots of work over xmas
• use up veggies in fridge to make stew in slowcooker
• clean house with stardrops and microfibre cloths
• pick up free 6 pack crisps from asda - coupon in daily mirror
• activate two macdonalds 2 for 1 cinema vouchers I have been given- DD can use with friends

Happy Saturday everyone, hope you are all well and have nice things planned. Hugs to anyone feeling poorly today.
Trip to town for bargains today, veggies from market etc. Start spring cleaning flat this afternoon for xmas, will be busy over December so going to do a bit each weekend - decluttering to charity shop:D Also nag DD to muck out (literally) her bedroom - less said about that the better:rolleyes: :rolleyes:
Hope you all have a good day, catch up with you later.XX

savingforarainyday

I know that as I type I am 2nd to post, but by the time I press the submit button I wont be:rolleyes:

Today
I will transfer money to cover cheque for Will Aid will
I will use the money I found in the zip of my bag for lunch out with friend.
I will do some baking later
I will photograph stuff 4 ebay and list
and post parcel ready to go this morning before I go out
Finish boots order and submit for extra points

That will be it for today, for I am having a day off:j
Have a good Saturday everyone

Candy0107

Hi.

OMG I might be 2nd to post today

Today I will.....

• have breakfast before I pop into town
• walk into town so I don't pay for petrol or parking
• wander around the banks to find a savings account with a high interest rate (avoiding creditor banks :rolleyes:)
• try to have a LSD
  

Will update the list later.

Take care
Candy xxx

Candy0107

Well done saving for a rainy day

Pippilongstocking

Morning checking in early SM - wow - I enjoyed a luxurious lie in until 8am having convicnced dd that getting up at 7 when you are full of hte cold isnt a good idea so enforced her (and me to bed til 8am)

Today
Thus far no heating on
Wood fires on instead anyone wants a shower they can put on the immersion
Sitting in two layers of clothes and dressing gown
Snowing outside, good fun cheering up from that
May buy a wee halogen heater from local shop as its as cheap as online, put in lodgers room he can be toasty for cheap and blinded if he wants it on all night (tee hee) got one from ebay
However as its snowing, not sure I want to *go* anywhere
Need see how the washing machine is, haven't seen it for a few days
Work (of course)
Do lodgers bedroom
Book travel for York once confirm stuff with brother
Book tickets for james bond which is here next week
Write a tea list for next week
And a shopping list
Check out the electric reading (again)
Feed chookies and investigate for eggs
Um not sure what else yet - oh yeah look in present cupboard, assess who needs something (we have an embargo this year with nearly everyone)
Use 10% off voucher for M and co for duckie towels for my pals birthday in dec
Look on ebay for duck related items at reduced prices.
Clean, cook and all that mallarky
Check bank online and at cash machine.

Cheerio the noo, wil check in later, hope you all have lots of fun.......I may find a hat cos my ears are cold! lol

cassey1

hi everyone,i like it when its the weekend as i can post earlier. But rainy and Candy have beaten me and probably somebody else time i finish postingo!
Today i will/ have
done Quick wash,drying on rack.
-Turned heating off,DH put on before he went to work. I will forgive him as he is doing overtime.
-check for surveys.
-do comps.
-checked on line banking.
-done WII fit.
-will do lots of housework,keep me warm,not put heating on.
-LSD.
-Stay in tonight,cook nice meal and bottle of wine bought on offer,watch Xfactor and get me out of here.(i am sad)
-make cakes.
-Finsh wrapping xmas presents.
-start writting christmas cards.

Have a great day everyone.

I bet lots of people have posted before me now.

mbaz

Good morning all!

Today I will

- do a mystery shop
- checked online banking
- work tonight
- clicks and surveys
- baking

Think that'll do - have a good day all!

ragstoricheswannabe

good morning all! have been up since half 6 thanks to my 2 darling kiddies.....
anyway, today i will:

• throw away the spring/summer catalouge (????!!!!!) that arrived last night, i have so far resisted the urge to open it and take a look(must cancel it really)
• do the weekly shopping at aldi and local market,
• chop up the new potatoes left over from last nights tea and pop in fridge ready to deep fry for tea tonight and get out some meat to defrost,
• find something to do with the full tub of hungary baby milk my ds2 cant tolerate (i really dont want to just through it away as they cost a bit) any ideas???
• get used to the lower temp in the house as reduced the thermostat,
• might start doing a meal plan for the week............ (might need to expand my cooking skills slightly to stop us getting bored)

think thats it for today, im off to warm up with a nice hot cup of tea,
hope everyone has a good saturday,
ragstoricheswannabe
xxxxxxxxxxxxxxx

sophiesmum_2

Just use it up in recipes, works just same as milk, make it up first then add as needed. I always did this when I had baby milk to use up.:D

ragstoricheswannabe

thanks sophiesmum, was thinking of making a large pot of rice pudding to freeze, would that do as dont really know many recipes that use milk? would it not taste funny?
think i really need to learn how to cook more from scratch......................

halight

Hi,

Today i will

cheak internet banking,
do my online servays
cheak my quidco account
do my spending dairy