My spending diary

littlepinkstars44

so this woman never showed up today, after me waiting in all day for her!
so no £15 for me, so no money to get to college or work next week! fun fun

littlepinkstars44

i was freezing yesterday in college so had to go to new look and buy a scarf, hat and jumper with my new look card. used my 20% off voucher though, so was only £22

littlepinkstars44

tomorrow is going to be a bad day i can tell right now, motivation anyone?
I get paid, and get my student loan and bursary in tomorrow!
plus i have a 2 and a half hour break between classes. My college is slap bang in the middle of the city center.
I was planning on jumping into boots and primark to pick up the last of my christmas pressents!

I have already bought stuff on ebay, all ready to be paid for tomorrow morning, eeek!

my friends all want to go to the pub for lunch, as we have the massive break (new block started this week, new timetable and classes) think this pub on a fri could turn into a regular thing!

Last night i craved and spent on the store cards online too!

BUT BEADLE AND THE BARD CAME OUT TODAY!
i ordered mine ages ago and it came this morning, so pretty!

littlepinkstars44

AND i NEED to book tickets for the FIRST showing of Twlight tomorrow! eek
i've already watched it online, but it's TWILIGHT!

inkedelephant

whenever u feel like spending loads come on to this website... or look at ur SOA. Or as soon as u get paid set up a savings account and put your money in it. Try to make provisions if you know your going to spend loads... like only take out a certain amount of cash with you or no cash at all. I know its difficult becasue I am the same... but it'll be worth it.

littlepinkstars44

inkedelephant wrote: »

whenever u feel like spending loads come on to this website... or look at ur SOA. Or as soon as u get paid set up a savings account and put your money in it. Try to make provisions if you know your going to spend loads... like only take out a certain amount of cash with you or no cash at all. I know its difficult becasue I am the same... but it'll be worth it.

thanks, i already set up a savings account, and its showing up on my online banking already yay, no card or anything for it yet, as i only just set it up!
so i plan on withdrawing my bus fare for the month from the cash machine, and setting that aside in my room.
Then moving all my money for paying debts into the other account until it's time to pay them this month! that mean i will be able to make at least minimun payments to them this month yay!

inkedelephant

I remember telling some friends that I wanted to start paying off my overdraft. Since then theyve been ok with me not attending things and stuff like that.... maybe you should tell them that you are trying to stick to a budget etc. They will be more understanding then and will encourage you not to spend. Or have treats.... I have one... where if i dont buy my lunch for teh whole week hten I can have take away at the weekend or if i dont buy n e hot drinks the whole week then I can go into town and get a starbucks. I spent three weeks only eating rice as I had no money left until I got paid. I was hungry the whole day...everyday. Its difficult not having any money. Think about that...

littlepinkstars44

inkedelephant wrote: »

I remember telling some friends that I wanted to start paying off my overdraft. Since then theyve been ok with me not attending things and stuff like that.... maybe you should tell them that you are trying to stick to a budget etc. They will be more understanding then and will encourage you not to spend. Or have treats.... I have one... where if i dont buy my lunch for teh whole week hten I can have take away at the weekend or if i dont buy n e hot drinks the whole week then I can go into town and get a starbucks. I spent three weeks only eating rice as I had no money left until I got paid. I was hungry the whole day...everyday. Its difficult not having any money. Think about that...

eek scary thought, yeah it's just that i would have nothing else to do during the 2 n a half hour break, as its all my class mates. it's either that or be out in the shops..eek
i think if i can convince them to go to weatherspoons for burger and a beer deal for a fiver, i'll be ok, anything else then i can't afford it!

littlepinkstars44

So today i withdrew £50 out of cash machine.
£1 on lunch in work (burger, chips and juice!)
£3 on cartons/cans of juice for college next week (usually spend £2 a day on bottles of juice, so works out cheaper)
£10 in Threshers on wine for my mum (shes giving me it back tomorrow)

And the rest has gone into envelopes for bus fares for the month!

littlepinkstars44

not been keepin up to date with this..

So...

Fri 5th (payday)
£2.50 on big swings in George Square
£5 on fags
£20 - Ebay (American sweets and drinks)
£150 to mum - digs
and i paid a bit to my bills/debts

Sat 6th Dec
£1 in work for my lunch
£3 for cartons of juice for the week

Sun 7th Dec
nada

Mon 8th Dec
£4.10 for 2 coffees, one for me n one for friend (owed her, she bought me one last week)
£2.55 for fags
£9.90 - booked tickets for first showing of Twilight on the 19th
£8.90 - Electronic counting money jar (used a £5 voucher)