How can my boyfriend get a credit rating?

Jesthar

littlepinkstars44 wrote: »

He knows what i've done, he told me to do it

Then he's been a bit of a muppet, then, hasn't he? :rolleyes:

It's not the hardest thing in the world for a large financial institution to check whether or not someone really is employed, especially if they have reason to be curious, like a lot of recent credit applications...

You really, really, really need to do what the others said - wait at least six months before applying for anything again, and then tell the ABSOLUTE TRUTH.

You also need to save up a fair amount of money before moving into a place of your own, as well as having a decent income, as you will have a lot more to pay for than you do now.

~Jes

Burlesque_Babe

I have read instances on MSE where CC companies have called the 'employer' and just asked if they work there as a random check. they don't ask anything else, as that's breaking the Data Protection Act, but can ask if they work there.

littlepinkstars44

ElizabethJH wrote: »

I think you need to put thoughts moving out on hold until you have paid off your debts and your BF has a full time job. The cost of Council Tax, Elec, Gas, Water Rates etc is ridiculous let alone saving up a deposit and the normal couple of months rent that a place wants. Get yourself into a good position and then think about it seriously. They might do a credit check but I've got really bad credit and still passed their tests!! I don't have CCJ's though!

I know, i've been on my own before, plus don't pay council tax as i am a student

IWantToBeFree_2

But is your boyfriend a student? If not, you wouldn't be totally exempt from council tax, unless you lied to them as well.....

littlepinkstars44

IWantToBeFree wrote: »

But is your boyfriend a student? If not, you wouldn't be totally exempt from council tax, unless you lied to them as well.....

No he isn't, but is thinking of applying to college for next year though.

Thanks for the advice everyone, i will tell him not to apply for anything else3 for 6 months!