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Make a payment a day to a credit card.....

Well i have decided to kinda copy the thread in the debt section :D but for credit cards only.

I am going to make a commitment to make a payment to a credit card debt. even if its one penny its still a payment.

going to start with my smallest debt and will update daily on the debt before payment and the amount i paid and the new balance

anyone think this is a good idea. hope everyone else can join in :D
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Comments

  • latecomer
    latecomer Posts: 4,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do credit cards not have a minimum payment level? Sounds like good idea all the same.
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Is your smallest debt your most expensive? You should start with your most expensive credit card first :)
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • MABLE
    MABLE Posts: 4,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well i have decided to kinda copy the thread in the debt section :D but for credit cards only.

    I am going to make a commitment to make a payment to a credit card debt. even if its one penny its still a payment.

    going to start with my smallest debt and will update daily on the debt before payment and the amount i paid and the new balance

    anyone think this is a good idea. hope everyone else can join in :D


    I think you need to grow up and stop treating paying back debt as a game.
  • MABLE wrote: »
    I think you need to grow up and stop treating paying back debt as a game.
    I think the OP should actually review their debts, see if they can BT anything to a better deal, maybe look into taking out a loan at a better rate to pay off the cards.
  • Originally Posted by MABLE viewpost.gif
    I think you need to grow up and stop treating paying back debt as a game.

    Any payment is better than no payment! What happened to a bit of encouragement??? :mad:
    HSBC CC £[STRIKE]4000[/STRIKE] 2986 Next £343.47 NRAM £[STRIKE]15471[/STRIKE] 14032:eek:
    1p Savers Club = 83p
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    MABLE wrote: »
    I think you need to grow up and stop treating paying back debt as a game.

    Crikey, that's a bit harsh. Sounds to me OP is being serious and wanting to pay off his debts - I can't see how he's playing a game :confused:

    Good luck OP. Pay off the one with the highest APR first.
  • louiser123
    louiser123 Posts: 1,248 Forumite
    go for it fairmorn, let us know how you get on, its a sure fire way to clear them im in total agreement with you!!!
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • How will you be paying each day ?

    Surely a trip to a bank branch every day is a waste of time ( and fuel ? )
    Weekly payments i could understand..Daily....Not so sure...

    Darren
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Maybe the OP can do it online?
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    MABLE wrote: »
    I think you need to grow up and stop treating paying back debt as a game.

    In what way has the OP implied it's a 'game'? They're clearly committed to taking action to get themselves out of debt - surely this is something that should be encouraged rather than belittled?
This discussion has been closed.
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