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It is tough NOW. So how are we coping

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  • hi guys :)

    I haven't lived through a recession before (when I was aware, was only a baby in early 90's!) so am pretty nervous but as I am unemployed I have decided to go to college in september whilst working part time at tescos. My FIL works there so is getting me a job when the new tax year starts (apparently they don't hire anyone between xmas and april). I'm scared as to what is going to happen to me. I am in debt because of being unemployed, cannot make minimum payments until I move back to parents next month, and even then will find it difficult for the first couple of months. Is what little amount of money in the bank, safe? I don't want me and OH to lose any money we have. Things are pretty scary but I think I'll feel better when we are back at my parents as they have lived through it before.

    xxx
  • well I have sent my complaints re tesco left right and centre and now I`ll sit back and get on with life

    this site is interesting re tesco
    http://www.tescoripoff.com/
  • kittie wrote: »
    well I have sent my complaints re tesco left right and centre and now I`ll sit back and get on with life

    this site is interesting re tesco
    http://www.tescoripoff.com/
    interesting site, I always seem to spend ages in supermarkets as I check everything now. OH came in from the local co-op at the weekend and realised they had charged him 4 times for 1 item! He went back and they refunded his money but I'm surprised as it was really his word against theirs.

    I used to get loads of money out of asda when they had the £2 refund if overcharged. My best one was when I bought 8 cans of tuna and they overcharged me 2p on each one, I went to CS and told them, she gave me 16p but I quoted their guarantee off their website and insisted she gave me £16 and she did! Unfortunately they have stopped the guarantee now (I think) and I never seem to get overcharged in there anymore!
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
  • rosieben
    rosieben Posts: 5,010 Forumite
    1,000 Posts Combo Breaker
    Having been through several redundancies over the years I sympathise wholeheartedly with anyone badly affected by the current situation.

    I've just watched Sara Payne talking about the role she will play for the next 12 months, working for victims and their families, and I'm full of admiration for her strength and what she's achieved in the last few years. Its a salutary reminder that something positive can come from even the worst situation
    ... don't throw the string away. You always need string! :D

    C.R.A.P.R.O.L.L.Z Head Sharpener
  • [Deleted User]
    [Deleted User] Posts: 12,492 Forumite
    10,000 Posts Combo Breaker
    the stock market feels very `up` today ie feelgood. Fingers crossed everyone as the `tentative` bottom may be showing although we are still in the woods
  • mummysaver
    mummysaver Posts: 3,119 Forumite
    I agree with everyone that there is too much doom and gloom at the mo in the press and elsewhere in the media! So how about we all list one of the ways that though it's harder for us at the mo, that our cutbacks or preparations have improved our lives?

    Mine will be:

    1. Not having to have the gas tank refilled at vast expense, due to MAKING the kids wear more clothes and investing in new dressing gowns and slippers for us all, so being able to keep the heat off or just on low.

    2. Enjoying making meals from what is in the house and getting back to proper cooking, and not having to dash to the shops for a missing vital ingredient as I have a well stocked storecupboard.

    3. Taking more pleasure from the simple things in life, such as walking the dog across frosty fields and listening to my feet crunch on the grass!

    4. Looking for the simple pleasures in my life.

    5. Meeting and getting to know all of you who post here!
    GC Oct £387.69/£400, GC Nov £312.58/£400, GC Dec £111.87/£400
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    mummysaver wrote: »
    3. Taking more pleasure from the simple things in life, such as walking the dog across frosty fields and listening to my feet crunch on the grass!

    That sounds perfect! One thing I'm majorly looking forward to this year is laying out on the grass with my boy in the summer, with my radio playing, talking about nothing and making plans.

    We've already scrapped our weekends away plans, but still hoping we'll be able to get a cheap cottage somewhere in the UK and go around exploring local walks and nearby national trust houses. Sounds like bliss to me! Although if it turns out we can't afford that either it will be re-exploring all the national trust houses near me. Still bliss.
  • mummysaver
    mummysaver Posts: 3,119 Forumite
    Sounds great Cinny! Your post has just conjured up a lovely picture of summer, lying out on the grass! Thank you!

    Have you thought about camping if you can't get a cheap cottage? Great fun and you need hardly any stuff if the weather is good, don't actually need too much if the weather isn't so good either!
    GC Oct £387.69/£400, GC Nov £312.58/£400, GC Dec £111.87/£400
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I'd love to go camping - plus there is always the option of moving around to different places during the week if we want. Thanks for the idea! I'm sure OH would love to as well.

    That's what we spent most of last summer doing when we were strapped for money, also had alot of lovely picnics by the canal watching the boats. Really is the little things in life really, I'm thankful my parents bought me up believing in that.
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