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I have just realised that my Virgin (MBNA) 9 month 0% is up on 9th January...i need to balance transfer about £5500 onto another card...anyone got any suggestions current outstanding is £7.5k but will be paying off £2.5k....have been looking but i think time is against me!....just off to flog myself somemore... any help would be greatly appreciated.
ged71

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  • dell_2
    dell_2 Posts: 4,089 Forumite
    dud52221 wrote:
    I have just realised that my Virgin (MBNA) 9 month 0% is up on 9th January...i need to balance transfer about £5500 ont on another card...anyone got any suggestions current outsatnding is £7.5k but will be paying off £2.5k....have been looking but i think time is against me!....just off to flog myself somemore any help would be greatly appreciated.

    I'd go for it and make the "cancellation" phone call, even if they offer you a much reduced APR, if not an extension, it will "buy" you some time - heave comes to shove and they don't offer you anything then you can always "think about it" and call them back

    Quick decisions - not really my cup of tea - but from memory EGG was instant

    Good luck!

    (hope you got a diary for Xmas! ;) )

    Dont bother wasting your time on people who dont like you
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    See post #2 here...

    http://forums.moneysavingexpert.com/showthread.html?t=128882

    ...but it's going to be very tight!!
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