mummy saving for a debt free day!

ragstoricheswannabe

good luck for the scan today!!!!! will have everything crossed for you xxx

mummy2mygirls

Just a quick pop on here as im sooo tired.
Scan went well and im now due on the 16th April Baby looked fine and have to wait to hear about the nucal scan - if i dont hear anything within the week i take it as low risk....so lets hope i dont hear anything.

Freya is in her own room now - went ok last night but because she wakes earlier then the girls she woke them up early so dd1 was really tired tonight - she cant handle the early mornings...so hope freya might sleep longer (hopeful thinking) or dd1 just gets used to the noise and stays asleep..

Managed to get dd2 some clothes so she has some winter clothes now. dd1 needs some aswell so need to work out how much i can afford without spending to much...

My washing machine is sounding very bad at the moe!! think its broken so hope it will be covered as its not that old.....

anyway better go to bed as im soooooooo tired
night x

mummy2mygirls

Got the cc statment today and im happy with it going down (even if it is slowly!!) have paid of £206 since i started - not really enough to hit target of paying it of by baby....but ill keep trying!!

Got my double up vouchers from tesco today - i have £20 for the baby bit - so i can get a few bits i need like bath seat. And i have £130 for the toys So hope to get a few bits for the girls....but its sooo quick to spend it all.....

Got the girls some clothes yesterday so think they should be ok for the winter now - till something else crops up!!! DD" only has doddles which fit at the moe so needed some shoes which are good for the wet weather, so got her some trainers and Boots for about £26 which i thought was a good price... She now just needs some wellys but they wont be to much...

Today im not going to be up to much just housework!!! And playing with the girls - DH is working again so more overtime :D

Anyway im of a Freya is starting to want some food .... On a food note my bills are going up a bit due to all the fruit and veg which i am getting for freya to spill all over the floor :p But she is loving it all

mummy2mygirls

Woo Hoo i have just got a egg card for dh :j:D:j should be able to put all the tesco card on it so will save lots of interest i just want to be able to do the transfer now... think i have to wait for the card so i can go online etc... Also might be able to transfer £500 of the abbey card aswell all on 0% so then i can concentrate on the abbey one. Will pay the min on the egg and try clear the abbey one first....

Other then that not really much dfw going on - just the normal scratch cards and trying to make sure money lasts and pay as much as possible even if it is only a little...

Have asked my mum for Homebase vouchers for christmas and we will ask dhs parent and my dad aswell so that we might be able to get some things in the house done as there is soooo much which needs doing..Went for homebase as they wouldnt give us money and my step dad works for argos so can get 20% of at homebase...so might be able to save some there...

oh and i have a confession to make I have booked a private scan for the 31st on oct. dd1 is sooo excited and really wants to come to the scan at the hospital but they dont let kids in so we thought it would be nice for them to come along..... Its £50 so i know i could put it to the debts but it will help with the bonding etc....and will be nice for me and dh to see baby again could even find out what we are having but im not to sure if we will or not yet.....

Dh is working nights at the moe which is weird and he wont get any extra pay for it which is not good Grrr but he gets to pick dd1 up from school which she loves so thats a bonus but means he wont want to work sat so no overtime...

mummy2mygirls

Have been on to the child benifit again as still havent received anything!! grrrr. They have said it shouldnt have taken this long so will get somebody to call me within the next 5 days!!so its still a waiting game! as long as they back date it as they should!!!
I have worked out so far they owe me £378 and counting so i better get it all!! and hopefully this will sort the girls bedrooms out and maybe get the bunk beds aswell......

mummy2mygirls

There is the most lovely house for sale in our village!!! If that is not motivation to clear these debts i dont know what is - one day i want a house like that!!!! Now do you think it will still be on the market when i have paid of all these debts and saved for moving and doing this house so we could sell......... hum well lets hope there is another house just as yummy by then (or even better who ever buys this now can sell it when i am ready :D:D) Well it has given me a little kick that i am fed up of these holding us back (dont get me wrong im not sure we could even afford it if we didnt have the debts but now ill never know )

mummy2mygirls

Hello all (if there is anyone there )
I have to wait for the egg card to come through before i can do the transfer so i hope it doesnt take foreve with the postal strike etc!!!
I have also allpied for a tesco savings account - you get some points for doing it and will be good to put all my savings into Was thinking to put money for birthdays and christmas in there - so i cant see it and eat into it

Done the shop online today and its going to be about £65 so a good week - didnt need to get nappies so that always helps...

DH is still on nights - so no overtime again this week....

I need to get some presents for my mums bday - really have no idea and have been putting it of for ages..... all she has said she wants things for going to the gym....must keep thinking.

Pips_Mum

Good luck with child benefit peeps, grrrrrrrrrrrrrrr!!

I am the same with a lovely house Ive seen but with the debts no way we could afford it. It really annoys me as if we didnt have debts I neednt go to work and could stay with Pip all day and we could have a really lovely home. Good motivation though as you say.

x x x

mummy2mygirls

Have sold a book on amazon today for £10 plus the p&p - thats good you would think!!!! Well it was till i got it out and the packaging bits and put it on the floor ready to wrap went to the kitchen to get the cellotape and came back and my dog had peed all over it!!!!!!!! :mad::mad::mad::mad::mad::mad::mad::mad::mad: I am sooooo mad!!!! she 'was' house trained and we now have the hampster and she is a different dog!!! Always weeing in places around the house, storking the hamspter cage and just being a pain!!! I dont get it she is fine when we have new babies but changes when we get a hampster which is in the cage all the time she is around it!!!

Anyway had to moan.... of to sulk and get the dog back in from the garden before she barks and wakes the neighbours!!!!

Pips_Mum

Hampster wee smell is really strong maybe its upsetting her nose and she feels she has to scent everywhere to mark her territory kindof like peeing up every tree in the park where other dogs have peed?
Just a thought?