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mummy saving for a debt free day!

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  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Grrrrrrrrrrrrrrr cant believe BIL said that, what an idiot. You are right the children make your quality of life wonderful not holidays and expensive things. I actually feel sad if I got out without OH and Pip now as I am never happier than when me, OH, Pip and the cat are snuggled in bed together watching a DVD.

    I hope I didnt upset you by saying your loopy. I am really happy for you. You manage so well with the other kiddies that I am sure one more will slip into the plan very nicely. I would have another tomorrow but I am so worried that I will be as ill as I was when i had Pip and it just wouldnt be fair to the little chap so want to wait until he can do a bit more by himself just incase!

    Thats alot to pay off each month but even if you manage to pay off half of it each month you will be doing fantastic. Good luck!! x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Me again!!

    If you are due in April please could you have the baby on my Birthday, the 13th. Thanks x xx

    Lol!!!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum wrote: »

    I hope I didnt upset you by saying your loopy.

    no you didnt upset me :) i no i am loopy! lol, didnt mean to sound upset or anything :D it will be mad and hectic but well worth it :)

    MIL phone me to ask what the bil said and if lee was ok and not all worried about having the baby now etc etc i said no he is over the moon about the baby and doesnt care what his brother thinks and i said i am the one who is peed of with him.... then a few mins later dh gets some mes of a champaign glasse so iguess that is him meant to be saying congratulations as his mum told him to!!lol it doesnt matter now anyway we are happy and i bet i get a good few more comments about having no4 so close....

    I will pay of as much as possible from the cc :D have cancled a comet store card which i havent used for a very long time but was showing on my credit file as credit available so i think maybe once that comes of (not sure how long that will take....) i might stand a better chance of getting 0% card and then will be able to pay it of quicker.......but will see if i get one....

    I got a £5 amazon vouher from lightspeed today towards xmas :) and have redeemed one from bingoport but will have to wait to see if i get it as last week i didnt :(
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • ill try for the 13th :)
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Well done on your amazon voucher.....how do you do that then?

    Also wanted to say i still get the comments now........4 wow aint u got a telly!!!! mums at the sch say i take my hat of to u thats an hard job!!! When i found out i was pregnant i could have prob counted how many people said congrats, I think life is what you make it, so just enjoy the life you have xx

    Good thing is you wont have to buy loads of baby stuff as you already have it!!! my second one was out of his cot at 17mths cause the baby went in there he was so good bless him.

    Hope u have a good day x
    LBM Aug o9

    Mummy to dd1 dd2 dd3 and ds:j
  • smarties84
    smarties84 Posts: 711 Forumite
    WOW congratulations, must say i was shocked when i read you are expecting again but you sound soooo happy so that is fantastic news xxxx
    Do you have a big house hehe xx
  • mummy2my4babie i will pm you with some surveysites etc...
    Smarties - i no it a shock it so soon, we dont have a big house, just a normal 3 bed!! so will be crammed for a while but ill have to save for a bigger house when i have cleared the debt - and that should help keep me motiated :):) the three girls will just go in together when this baby need a bedroom - the big ones already ask fo dd3 to move in so they should like it for a little while atleast(till they get to stropy teenagers!!:)!)

    I have had a lovely day today!! my best friend has been back from traverling for a few weeks and she goes of again tommorow so toay we took the girls to mc d's to some arcs and then bowling!! they have loved it.... im a bit sad she is going again and this time she might be gone for 3yrs!! :( so i have spent abit of money but wasnt to bad....

    got my tesco clubcar vouchers from the cc today and only got £1..... which is good as it means i havent used the cc much......:)

    dh is doing some extra work at the weekend so a little extra money there, we had also been invited to a bbq at the BILs but not going anymore as i cant be doing with comments all night...so might treat me and dh to a nice takeaway with the money we will save from going there or take the kids somewhere........
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • forgot a got a phone call about delivering phone books today, have said i will do a round available in my village there was two -but thought i wouldonly do the one as ill have the kids and bing pregers... so its a extra £50 which ill pay of the cc
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mummy you had better not been sending me pregnancy vibes!

    I dreamt I was pregnant with Twins last night, woke up in a cold sweat and OH nearly died when I told him!! :rotfl::rotfl:

    Cool on the extra £50 for delivering phone books, you can use Freyas pram to carry them and rope girls into posting them, bet they will think its great fun being Post Ladies!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    Mummy!! OMG I haven't been about in a while and then come back to see you are pregnant!!! Congratulations hunni!!! xxx
    Following :money: to keep us debt free :j
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