mummy saving for a debt free day!

ragstoricheswannabe

i lost my baby weight no probs with ds1 and was back in my 10's whilst still in hospital. i couldnt understand why all the others hated me for it..............i bl**dy know now!!!!!

mummy2mygirls

Rags i was the same after dd1 i lost it right away and was tiny and in old jeans straight....but with dd2 it took forever and never quiet got back to pre pg weight until i fell pg with freya and got the morning sickness.......so knew it wouldnt last!! but i hope to not get back this time worked out i am 10lbs above what i was the day i found out i was pg with freya – so not to bad..... now for putting sts back on and eating lots.... i am already soooo hungry all the time.


I went to the wedding and wore a different dress as i thought the other was bit tight and so glad i did as i ate farrrrr to much. They had a chocolate fountain which was yummy.... managed to get away with not drinking and only brought one can of coke so saved lots of money but dh spent a fortune and drunk enough for both of us.....


Have decided to do a change of my sig as i am fed up of seeing everything i owe!! going to only have the total and my challenges i think.... i will update the different debts on here now and again so i can keep track but its depressing seeing all the debts like the car etc which i cant even start on for a while......
anyway going to change it now....

ragstoricheswannabe

i have done the same with my sig mummy. was getting mad with not seeing the figures go down. now concentrating on a smaller amount.

Pips_Mum

Ha ha ha! I did the same with my signature! Took of the individual debt and have now just got a total and a mini 1 I am concentrating on.

I think I need to get pregnant again as I lost so much weight having Pip it was the best diet I ever went on! Im a 16 now, how do you guys manage to get the babies sorted out in the morning and not eat them because you are so hungry? Thats my main downfall area.

mummy2mygirls

LMB total debt: 31978.40 now 27294.75


MIL: 250
GE money [STRIKE]7400[/STRIKE] – 6048
capital bank – [STRIKE]13908[/STRIKE] – 11098
abbey cc [STRIKE]2734[/STRIKE] – 2480
tesco cc [STRIKE]4500[/STRIKE] – 4418.75
overdraft – 3000
all gone scs, od2, curries


So i would love it if the abbey cc was paid by the time this little one is born and if the tesco cc was paid by xmas 2010...........but i am not sure i can do this but i will try and try my hardest....have worked out if i had £500 of money to pay towards the two ccs and i paid the min of the tesco cc and the rest on abbey then i would pay that of by march and then could put all towards the tesco and pay it by xmas 10...... but that's a lot a lot of money...... at the moe i pay about £200 so not to sure i can make the extra £300 a mth but i like a challenge and will see how i get on.... so first i will get rid of the abbey cc I WILL I WILL.... :D:D and i have to ebay...no more excusses!! and dh is working loads and loads while they are offering the extra and lets see if he gets a xmas bonus???????


But on top of paying of the ccs i also want to save for any baby bits i might need (think i wont need much but will need a double and bunk beds for dd1 & 2 and storage for there room as it will have 3 in there!!!) also want to save a bit so dh can have time of when baby is born so if i try and save a little now he should be able to have some time of......


OMG i have a hard time coming up.......can i do it!!! YES YES YES (well i will try my best......)


Lucky i have to go and get the phone books tomorrow so thats a start.........

Wish me luck i need it!!!!!

Pips_Mum

It will be a squeeze in the girls room so storage a must I should say!!

And yes it will be tough but YES you CAN do it!

Good luck with the phonebooks x x

ragstoricheswannabe

You can do it mummy!!!!
and pipsmum, my boys tend to get up the same time every morning so try and get up before them to get washed, dressed and fed. If not i try and grab a cereal bar or something whilst doing their brekkie then grab a bit more once they are washed, dressed and fed!

mummy2mygirls

good minds think alike


Pipsmum i normally have cereal with the girls (or while making there packed lunch if i am running late ) Freya just sits and watches at the moe coz she is to little and has a bottle first thing before i even get out of bed so then i can sort the other girls while she is happy...... well thats the plan... will be fun when the schools go back and having a deadline again......


At the moe i have a big bed and toddler bed in their room and plan to just get a bunk bed so floor space will still be the same its just storing all there toys and clothes – but i have seem what i want in Ikea and it doesnt cost a fortune (Well not toooo much) so might get that asap (like before xmas...) incase they change there stock as what i want fits so well with the size space we have.....and then i wont need a bunk ned till this baby get near to needing the cot.... which i am hoping wont be till about 5/6mths (freya is still in crib at the moe..) then Freya will be 18mths and might be ok for the toddler bed by then..... of course i will have to see what happens when it gets to then... (dd2 was in oddler bed at 19mths as she climbed out of cot and was ok so fingers crossed it all works ok...)


I am in a right chatty mood tonight so forgive all the rambles just feel like i need to get things organised in my head....

Pips_Mum

Hope the phone books went Ok did the girls help?

I know a little while ago you needed some sleeping bags for Freya and I cant remeber if you got any? I went to Dunelm Mill in Welly opp Dog and Duck and they had them reduced to £6. They were pink Princess ones so I couldnt get any (for fear of giving Pip a complex at 8 months!) but might be handy for you x x

mummy2mygirls

oh thanks pipsmum, might have to have a look, i was at the pizza hut there today.......ohwell... we have a light weight one now but will need the bigger thick one soon.
I was going tod te books today - but the day didnt go to plan....
i had some bleeding this morning so have spent the day in the hospital! they did a scan and i got to see baby(blob) and little heartbeat - so fingers crossed things will be ok but only time will tell....
so dh doesnt want me to the books any more but i have to...so i might do them all in car so alittle less walking - but costs more in petrol . i have till sunday to do them so will do a little at a time.......

Dad gave me some money to get the girls something - but after the day we had and lee not being at work we thought we would treat us all to pizza hut - was lovely and really cheered me and dh up so i am sure my dad wont mind..

Anyway of to bed now as i am soo tired - will catch up tomorrow
xx