Saturday 15/11/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D


Today I will:
check online banking
move some money about
update spreadsheets
storecupboard tea
make a loaf in breadmaker
go for swim and jacuzzi to use gym membership
do some batch cooking for freezer if I get time
get some bargain veggies from market

Good morning people,
Going to have a trip into town this morning, not planning on getting much except veggies and stuff from market.Will probably eat lunch out with my friend:D
have a good day everyone and enjoy the weekend:j

Catch up with you ll later.

savingforarainyday

Good morning Sophiesmum and those who follow.

Today I will post an ebay parcel
Check with post office about missing parcel
Finish Filing my paperwork
Look through washing to check what doesn't need ironing.
Go to Asda or Sainsbury to buy dh Christmas beer, on offer 3 for £20.
Make a list of things I need/must do this week
Check diary and put events,birthday, evenings out etc up to Christmas
Keep monitoring electricity usage
Coast around and generally clean up

Happy Saturday:j

MrsAudus2b

Good Morning sophiesmum, anyone who has beaten me to post second and all who follow!

First off, happy birthday Miss Piggy!:j Have a lovely day xxx

Today I will/have:

• Catch up with the news online rather than buy a paper
• Check all online banking accounts
• Encourage OH to put any change/tips from work into weding pot
• Going to OH's folks later this afternoon who live about an hour away
• Cash in £20 winning scratchcard from the other week and use £10 towards petrol
• Then go to OH's grandad's 80th birthday party
• Use other £10 to buy him a present
• LSD
• Enjoy the free food and spend as little as possible on drinks - OH driving back late tonight and I don't want to get too tipsy!
• Re-work monthly budget again - want to go have a girls night out early december so need to work it into budget, looking at where I can save some pennies
• Do an hour or so of reading for work - I know I'm on annual leave but this is research I never find the time to do..and I actually enjoy it!

That's probably it for me, short list I know!

Have a lovely day my lovely's

xxx

claireabelle_2

morning everyone
got a nice cheap weekend ahead with OH's family - bought train tix for 17.50 each back to the midlands (going on a cheaper route!)
Today I have

• checked my banking
• done a load on 30 and line drying inside

And I will

• have a low spend weekend
• try to enjoy the rugby!

See you later
Claire xx

mbaz

Morning all

- I did some bank work at hospital yesterday and OH took day off so no childcare costs
- Also worked last night at proper job (and going to try and stick that out til March now to get bonus)

today I have/will

- changed my mind about going shopping (would only buy things don'r need)
- checked online banking
- clicks and surveys
- night in tonight Babysitting at hotel tonight so that will be a min of £20
- cook tea rather than getting takeaway

and I think that's it!

smartandshrewd

Hello! My first time here!!

Today I'm off to work at my second job which I took for additional income. Really don't want to go as I've not had a day off for over a month, but I know I need the cash.
Checking bank accounts.
Going to have a go at washing bedding at 30 degrees (never been that convinced about 30 degrees...)

S&S

Lemon_Tree

today i have
checked my online banking and reduced my overdraft by £120 yay!
listed some items on freecycle
will checking laundry situation and get it done and dried outside if possible.
going to $visit charity shop for some bedroom furniture as will save a fortune hopefully
defrost something from freezer so have no excuse to eat in town when we go

MrsAudus2b

Oooh, just received post and have two more things to add - two letters = two good DFW things

• Received cheque refund from old energy supplier - £25 (my new one is cheaper and I did it through Quidco)
• Received £5 high street voucher from local health authority for survey

Excellent start to the day!

xx

mummy2mygirls

hello everyone and i hope you all have a lovely weekend.
today i will/have
* do some washing on 30 and air dry in house!
* have a no speand weekend
* find something for dinner so that weDONT have a take away
* tidy up, not mse but will make me happier if the house is tidy:D
* check online banking
* do surveys and clicks
* I will also spend some time on here looking for good tips to get the shopping bill down and make food last longer...

and look after my poorly hubby as he has man flw!! bless him......

mel x

Neobright

Hello all, looks like we are all doing some similar cost saving exercises. I've so far updated my accounts, paid a couple of bills and done some tidying and washing. I need to get some Christmas shopping this weekend so I suspect it's not going to be a cheap one. Oh well, at least it only comes round once a year! Plus I'm sure Gordon Brown will probably appreciate me spending money in the current situation rather than saving...or at least that tries to clear my conscience for the inevitable spending!

Intergalactic_Floozie

Hiya all

There used to be a daily spend thread, is there still one, or has it fallen by the wayside?

Today I:

1. Posted on this thread for the first day.
2. Did a full week's shop at Morrisons, so I can get a £20 voucher in three weeks (spent £78.75 rather than £40 though!).
3. Bought food in to make a curry tonight rather than getting a takeaway.
4. Didn't buy DS's friend a birthday card from Morrisons (will get one from corner shop and probably save 50p)
5. Didn't buy any magazines / books from Morrisons for myself.
6. Bought 2 x Xmas presents for DS1 (12) which were half price at Woolworths.
7. DS2 (5) also wishes to have packed lunch at school next week instead of sandwiches so that will save me £6.75 (however the lunchbox set me back £6)