bailifs calling today

sunbeam.ti

Can anyone help?

Our address for at least a year is being fraudulently used by someone else. We are being harassed with continuing demands for money for someone else's debts that they have accumulated using our address.

We are in liaison with our local police (they are being very supportive and have agreed that this is a fraud issue), and we have made an appointment to see a solicitor. We have also today contacted some our local councillors to seek help from them.

Meanwhile we have been advised that bailifs will be calling at our house today to recover debts. We have spoken to all of these debt collecting agencies and have repeatedly told them that these are not our debts and have given them the police information that we were advised by the police to give to them to confirm that this is an issue of fraud. i.e that we are the victims of fraud.

Is there anybody there that could offer any suggestions of help as this is increasingly becoming very stressfull in our household.:eek:

mortgageslayer

Call the police when they arrive? I guess if its not your debt you can ask them to leave. Once you do that they are trespassing.

crazyfj

Someone should be able to help, but I thought if you keep your door closed they are not allowed to force there way into your house. I could be wrong.

latecomer

If its not your debt then they have no right to do anything. If they do turn up simply explain that the debt is not yours and that you have already informed the collection agency of this.

nickmack

sunbeam.ti wrote: »

Is there anybody there that could offer any suggestions of help as this is increasingly becoming very stressfull in our household.:eek:

When they arrive, don't let them in and explain to them (through the window if you want) that the debtor doesn't live there. If they start harassing you, call the police.

GeorgeUK

Not sure if it is actually a bailiff they are talking about. A DCA may send a doorstep collector (someone who will ask for money) but this person has as much legal power to enter your property as the paperboy - none.

A Bailiff would need to be appointed by the court and have a warrant of execution to enter the property. If a bailiff does show up, just have proof at hand to show that you are the tenent (council tax bill or something) and inform them of the situation and that the police are involved.

mbga9pgf

dont open the door. wave at them through the window. call police and tell them through the letter box you have called the armed police as you suspect them to be armed and that you are in fear of your life.

Watch the scumbags run!

~Brock~

mbga9pgf wrote: »

tell them through the letter box you have called the armed police as you suspect them to be armed and that you are in fear of your life.

Armed police !!?? Round here they are armed with nothing more than paperclips to help them with their filing.

annieadvisor

i agree with all the above comments. a lot of these are empty threats. if you have not received any county court judgemetns then a bailiff would not be coming around in the first place.

that is of course unless these debts are for fines or council tax in which case private bailiffs will be employed. in this case do not let them in and state that you do not owe the bill and can post proof of who you are through your letterbox / window whatever.

have the police given you a crime reference number? this would be further evidence. but do not count on the police turning up armed or otherwise for a bailiff call unless there is a breach of the peace or unlawful trespass.

you do not say if they have used your name or just your address. this is quite important if you are trying to deny liability and they have used your name.

get details of your credit reference file and start to challenge any of these fraudulent debts

milliemonster

did they turn up?

RobertoMoir

sunbeam.ti wrote: »

Can anyone help?

Our address for at least a year is being fraudulently used by someone else. We are being harassed with continuing demands for money for someone else's debts that they have accumulated using our address.

We are in liaison with our local police (they are being very supportive and have agreed that this is a fraud issue), and we have made an appointment to see a solicitor. We have also today contacted some our local councillors to seek help from them.

Meanwhile we have been advised that bailifs will be calling at our house today to recover debts. We have spoken to all of these debt collecting agencies and have repeatedly told them that these are not our debts and have given them the police information that we were advised by the police to give to them to confirm that this is an issue of fraud. i.e that we are the victims of fraud.

Is there anybody there that could offer any suggestions of help as this is increasingly becoming very stressfull in our household.:eek:

I used to work as a bailiff. If you aren't involved in the debt you have little to worry about.

Don't let them in the house. Whether debt collectors or bailiffs, they cannot legally force entry against your will except in certain conditions that don't seem to apply here.

First of all, are these debt collectors or bailiffs? If they are bailiffs, you should be able to explain to them that you are not the person concerned and they should leave once they are sure of that.

If they are debt collectors, start off the same way, and if they do not take any notice, ignore them. They have absolutely zero powers to do anything to you.