Virgin credit Card

PinkTwirl

Please be careful with that Virgin credit card. I have just managed to get rid of my card and bend it in half. At the end of my 0% rate they whacked the interest up to 29.9%, lowered it to 19.9% when I phoned them and then up to 34.9% 4 months ago.

Talk about taking advantage. I will never get another one of their cards again. Be prepared to move it again in a year so they don't get you by the neck.

W99

Does anyone know how long it takes for the balance transfer to take place once you've been accepted?

Thanks.

mikeopvc

Nicky321 wrote: »

I applied online then got accepted straight away, then within 24 hours received an email confirming acceptance. A few days later received pin number, 2 days later received card with credit limit of £9000, then had to ring to activate the card.

When you register for online banking you can request a increased limit. Look at post #18 about registering for online banking.

Wow £9,000 that's pretty impressive, Why do you think I only got £3,800?
As far as I'm aware I have a good credit rating, have never been in any financial arrears and this is my first and only credit card.

Also you got an email within 24 hours, I still have not had mine.
Do you think I should give them a call?

poker_face

mikeopvc wrote: »

Wow £9,000 that's pretty impressive, Why do you think I only got £3,800?
As far as I'm aware I have a good credit rating, have never been in any financial arrears and this is my first and only credit card .

Also you got an email within 24 hours, I still have not had mine.
Do you think I should give them a call?

Id be happy with that for a first credit card, most people get more like 500