Buying a new car from Arnold Clark

jonspurs

Anyone know roughly what percentage of haggling the website's price would be possible?

Cheers

Lemonade_Pockets

The reason they quote flat rates is cos thats the rate which won't change.

If they send your your finance proposal to one finance company and they refuse it, they will then send it to another one and so on and so on.

The APR will change from finance company to finance company even though AC will send them the same set of figures with the same flat rate. This is because most finance companies have slightly different documentation fees - which alters the APR but not the flat rate.

I don't know why people get hung up about APR's because most ppl don't know what it means or how to work it out anyway.

All you need to know is that if i borrow X amount of money from company A it will cost me Y a month. If i borrow the same amount of money from company B it will cost me Z a month. And don't forget to ask about any extra charges.