Cccs

blind-as-a-bat_2

insider66 wrote: »

Hello again

I said "selling them on a DMP solution" - not charging them.....

DMP's - I suggest - DO pay their wages, as the creditors may well withdraw the funding if everyone went bankrupt or into an IVA on CCCS advice....

Ok where did you get the info CCCS where funded by creditors?


Would you care to share?

insider66

blind-as-a-bat wrote: »

Ok where did you get the info CCCS where funded by creditors?


Would you care to share?

Are you seriously telling me you didn't know?:eek:

blind-as-a-bat_2

insider66 wrote: »

Are you seriously telling me you didn't know?:eek:

No i am seriously telling you i have found no proof of that, two differant things;)

insider66

insider66 wrote: »

Are you seriously telling me you didn't know?:eek:

try this http://www.cccs.co.uk/about/funding.aspx

coolcait

blind-as-a-bat wrote: »

A DMP offers no protection from creditors at all, legal or otherwise.....yet........hopefully that may change next year, though i wont hold my breath.

The fact you believe it does though means you need to do some more research;)

That fact alone sickens me, that even though so many try to do the "right thing" they are not given any protection for doing so

Sorry! Got my DMPs mixed up with my DPPs (under Scotland's Debt Arrangement Scheme) for a second there!

That said, although there is no legal protection under DMPs, I had gained the (possibly erroneous) understanding from posts here that some creditors will voluntarily back off when someone is in a DMP.

Also, if creditors do try to harass someone who is in a DMP, that can be seen as a breach of the OFT's guidance on debt collecting - specifically the section about not dealing with nominated third parties.

So, although not 'legal' protection, a DMP can offer a bit more of a buffer than simply going it alone.

That's before we even start on the huge sense of relief which people can feel simply knowing that they're not trying to deal with the debt on their own.

HTH explain my thinking a bit more :-)

insider66

Proof enough?

Numpty_Monkey

Can you please explain to the Numpty what your real problem is with CCCS and DMP's

I've tried to understand this thread, and failed:o

:A

poorandindenial

blind-as-a-bat - they say it on their website

https://www.cccs.co.uk/about/funding.aspx

blind-as-a-bat_2

coolcait wrote: »

Sorry! Got my DMPs mixed up with my DPPs (under Scotland's Debt Arrangement Scheme) for a second there!

That said, although there is no legal protection under DMPs, I had gained the (possibly erroneous) understanding from posts here that some creditors will voluntarily back off when someone is in a DMP.

Also, if creditors do try to harass someone who is in a DMP, that can be seen as a breach of the OFT's guidance on debt collecting - specifically the section about not dealing with nominated third parties.

So, although not 'legal' protection, a DMP can offer a bit more of a buffer than simply going it alone.

That's before we even start on the huge sense of relief which people can feel simply knowing that they're not trying to deal with the debt on their own.

HTH explain my thinking a bit more :-)

Except the OFT never are seen to act on there own guidelines, slight problem that:rolleyes:

(from personal expeiriance;) )

blind-as-a-bat_2

insider66 wrote: »

Proof enough?

Yes and no, its not the creditors that are the problem, its there Agents AKA DCA,s

Its a publicety thing, you may or may not get my meaning here