Cccs

insider66

I would recommend :-

http://www.insolvencyhelpline.co.uk/

Miss P,

I have a 'thing' about them as i don't believe they put debtors before creditors

skylight

Really?

Give untrue advice, chargeable and are on the "don't touch with a bargepole list" of most posters.

They probably don't put debtors first. They put themselves first!

But each to their own. If they are helping you then best of luck with everything.

blind-as-a-bat_2

Services provided
• Consumer Credit Counselling Services Voluntary Arrangements Limited, a wholly owned subsidiary of FCC offering IVA services , became fully operational• The charity handled more than one million calls including 250,000 Helpline calls
• Counsellors advised over 63,000 people through an in-depth counselling session
• The charity's online debt counselling facility, CCCS Debt Remedy, was accessed by 75,000 people
in the year

• Over 31,000 new Debt Management Plans (DMPs) were created

http://www.charitycommission.gov.uk/...071231_e_c.pdf

I have a 'thing' about them as i don't believe they put debtors before creditors

You should mean putting there own company first;)

insider66

Nonsense....

A quote from IH:-

Debt Management Programme from The UK Insolvency Helpline

The UK Insolvency Helpline is a free service. The social policy team tend to advise clients to avoid any type of debt management programme that has a cost attached to it. Free debt management plans are available via The UK Insolvency Helpline which means that all the money you can afford to pay goes on paying your debts back instead of on monthly fees on the debt management programme

Miss_Piggy_2

insider66 wrote: »

Nonsense....

A quote from IH:-

Debt Management Programme from The UK Insolvency Helpline

The UK Insolvency Helpline is a free service. The social policy team tend to advise clients to avoid any type of debt management programme that has a cost attached to it. Free debt management plans are available via The UK Insolvency Helpline which means that all the money you can afford to pay goes on paying your debts back instead of on monthly fees on the debt management programme

Umm....isn't that what the CCCS do!?

Your profile states you are a debt advisor. Do you work for the UK Insolvency Helpline?

blind-as-a-bat_2

insider66 wrote: »

Nonsense....

A quote from IH:-

Debt Management Programme from The UK Insolvency Helpline

The UK Insolvency Helpline is a free service. The social policy team tend to advise clients to avoid any type of debt management programme that has a cost attached to it. Free debt management plans are available via The UK Insolvency Helpline which means that all the money you can afford to pay goes on paying your debts back instead of on monthly fees on the debt management programme

While there advice line is free, there advice is not always non profit making for them;)

blind-as-a-bat_2

Miss_Piggy wrote: »

Umm....isn't that what the CCCS do!?

?

Not always anymore it seems:rolleyes: they seem to be wanting to sell IVA,s where they are not suitable instead by recent posts

insider66

No, I do not work for them.

rugbymum

insider66 wrote: »

Nonsense....

A quote from IH:-

Debt Management Programme from The UK Insolvency Helpline

The UK Insolvency Helpline is a free service. The social policy team tend to advise clients to avoid any type of debt management programme that has a cost attached to it. Free debt management plans are available via The UK Insolvency Helpline which means that all the money you can afford to pay goes on paying your debts back instead of on monthly fees on the debt management programme

I think you've just undermined your own argument slightly. CCCS don't charge.

insider66

blind-as-a-bat wrote: »

While there advice line is free, there advice is not always non profit making for them;)

Any formal debt solution, IVA or Bankruptcy will involve a fee. Nothing you can do about it - legally.