How do I insure a learner driver cheaply?

mrsgrumpy_2

My daughter is about to turn 17 and is depserate to learn to drive. Does anyone have any experience of trying to insure a learner? I have looked at some of Martins suggestions but thought I would see if there are any suggestions here.

Thanks

busiscoming2

We insured (named on policy) both kids boy and girl via direct line, they have the added bonus of them each accruing ncb whilst learning, which in turn brought down the cost of their insurance once they passed.

peter_the_piper

We added our 17yr old daughter to our policy, not quite an arm and a leg but nearly, waited until she passed 21 and got her own. As we had her on a Tesco policy they carried forward the 4 years NCB to her new car. she has a new Peugeot 107, not flash, but cheap£35.00 Tax and £275 Fully comp with mother as named extra driver. Doubt it'll be quite as cheap for a boy but time will tell.

Conor_3

It's not that dear to add them as learners. It's hellishly expensive when they get their own policy after passing. The reason being that as a learner, they're under supervision from an experienced driver.

Bart

Try getting quotes for your daughter as main driver and you as named driver, this worked out cheaper for us when my wife was learning. Hope this helps.

a&akay

We got both our daughters through the high stress phase with local driving instructors. They took them from first experience to passably competent (heart attack country). This was well worth the cost. We then insured with Provisional Marmalade for one month before their tests. This does not affect your NCD but is insurance in its own right (google it). We took them out for a month every day before the test locally for hill starts, backing around corners etc. They were OK with no fender benders or hint of them. They passed the test easily with few negative points.

big_gay_kirk

if they won't be doing a lot of miles, buy them a classic car, and get a limited mileage classic policy.. shopping around awhile back gave me a quoe for my son on a 2 litre capri, limited to 6000 miles a year, at just under 300 quid fc.... and under 200 for a 2litre cortina estate...

mrsgrumpy_2

Thanks for the hints. I'll have a look at them all.

TiTheRev

big_gay_kirk wrote: »

if they won't be doing a lot of miles, buy them a classic car, and get a limited mileage classic policy.. shopping around awhile back gave me a quoe for my son on a 2 litre capri, limited to 6000 miles a year, at just under 300 quid fc.... and under 200 for a 2litre cortina estate...

...but running costs on those old beasts will be the same again, in fuel and parts! Good idea though

daveyjp

Many classic policies don't give a no claims bonus, so while the policy is cheap as soon as you want a more modern car you are still at 0% NCB.

big_gay_kirk

daveyjp wrote: »

Many classic policies don't give a no claims bonus, so while the policy is cheap as soon as you want a more modern car you are still at 0% NCB.

No one with any sense or soul would want anything more modern than an early eighties car.....