Please Help Me Please Frightened

maz1964

keep up the positive work already done and with your hubby together you can get this sorted,

round the forum you will learn lots of things and budgeting will get even better, lol

dont despair be proud you have come a long way

take care ciao for now MAZ

terri72

Hi :hello:. I just wanted to say hi and that I know how difficult is was for telling OH about the debt.

I had my Light Bulb moment in September and was on the verge of signing up for an IVA with a fee paying company :eek:. But if it hadn't of been for them, advising me to tell my hubby (needed info from him re mortgage), I would never have told him. In the end, I ended up telling him on the anniversary of my father's death. He thought I was having a bad day (tearful) because of that, but in truth it was because I had my debt hanging over my head. I took a deep breath and told him. He was very supportive, as have everyone on here been. I feel that I have a new 'family' now :grouphug::kisses: to everyone.

With his help, we went to the CAB and they gave me a leaflet for Payplan. I am now on a DMP with Payplan and feel like a big huge weight has been lifted from my shoulders. I know it is going to be a long hard road ahead, but with everyone's support I know I will be able to make it.

As long as you keep coming back to the boards, you will never be alone, there will always be someone to give you a hug or answer queries etc. I wish you lots of luck with your debt free journey :wave: