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Any advice appreciated with regards to sorting out a new mobile tariff

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Hello

I have a very old cellnet SIM card with about £35 worth of credit on it - O2 (previously cellnet I believe) said they would be willing to transfer this credit if I go for a new O2 deal - it would be a PAYG deal as I am a VERY light user of mobile phones

Now I also have an NEC e313 phone conneced to the "3" network on a PAYG tariff and from what I have read it would appear the cheapest way to get connected to O2 would be to unlock this phone and buy an O2 SIM card ?

On the assumption the above is correct then :

First question - where can I get information about unlocking this specific phone as cheaply as possible ? I am willing to have a go myself if that is cheapest option

Second question - where is the cheapest place to buy an O2 SIM card ? Also am I correct in thinking such a SIM card can be set up with ANY O2 tariff by calling O2 customer services and requesting the chosen tariff (and getting a new phone number assigned to it as well)

Third question - Tesco use O2 as there network provider and one of the Tesco tariffs looks to be cheaper than O2 - is setting up a new SIM card on the Tesco tariff & transferring the credit onto it a possibility or would O2 not allow this ?

Any advice appreciated as Im pretty ignorant when it comes to mobiles

thanks
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