Monday 10/11/08 What small dfw things have you done today???

sophiesmum_2

• When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
  
  But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
  
  Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
  
  So be proud of those small steps, they really are important.
  
  Today I will:
• check online banking
• update spreadsheets
• storecupboard meals
• make a loaf in breadmaker
• go for swim and jacuzzi to use gym membership
• not use car
• try and have a no spend day

Good morning everyone, hi to all the regulars and welome to any new posters:D Cold and grey dy here today, very brrrrrrrrr........
Suppose there will be lots of work to catch up on after my few days off so i'd best get stuck in:rolleyes:
Have a good day everyone, catch up with you all later:D

chunkytfg

Well i'm aiming for-

-Another NSD
-Allready checked banking and need to speak to halifax as they appear to have asked for my mortgage payment again even though i only paid it thurdays last week.
-Brought brekkie into work so no buying it for me
-£35 cash in wallet which i want all of it still there by wednesday at least

OliveOyl_2

Morning All :hello:
Love your signature Chunky, but what a wonderfully descriptive user name, I do hope you mean your preferred chocolate shape? :rotfl: :rotfl:

Well I'm back properly now but Popeye flew away this morning
so I must get on and achieve something before I join him at Christmas for 2 weeks :happylove
So today I have/will:

• made a failure of a loaf in the BM set it as we left for the airport at 5am, it was a lump of dense dough, baked solid when I returned. But in true MSE style, I have "interesting" sandwiches today for lunch.;)
• checked Quidco, and Abel & Cole who'd rejected me (I thought I'd probably completed off-line and that was why) have sent money! so I now have gone from "Rejected" to "Received" !!!
• sorted banking and updated signature since I was last here. Our debt has risen, but we know where we are, and why it rose. (Popeye's car was stolen in the summer, we've had to sort a replacement, and 4 return flights to Africa bought :eek: )
• In small DFW style, this morning I did a small amount of washing up that had been left, and then used the rest of my nice hot soapy water to wipe down the kitchen and clean the floor. (Before MSE I'd have used different chemicals, and had new bowls of hot water)
• charging my phone at work
• NSD
• And I DID join the gym so tonight I have my induction, and I must visit it regularly to get my moneys worth - feel free to nag if I don't post my gym visits.
• check for mystery shops
• did a load of washing at 30, which will be line dried
• I shall of course sparkle - it's good to be back :A

And Popeye bought me some new socks, they're spotty :grinheart

debtfreesomeday

Morning all, hope you had a good break Sophiesmum.

Today I will/have:

• Brought breakfast and lunch to work
• Checked online banking / CC statement
• Check Amazon sales
• Storecupboard dinner
• Use free gym membership
• Check ebay sales
• Keep fingers, toes and everything else crossed our house purchase goes through!

Have a great day everyone xx

andan

Morning all, hope everyone is having a good start to the week. Am at college today and not at work till Thursday, so it will be nice for me, even though i really like my job!!

Todays things to do:
-I have sorted out dry clothes and put the next lot of wet clothes on the radiators to absorb the remaining bits of heat
-Off to college to do my nvq
-Print out nvq homework so i don't fall behind
-After college i will go and do three mystery shops, their a bit of a treck, but the pay is good for them
-Come home and write up reports
-Go swimming courteousy of cheap rate from counsel
-Continue writing assignment, want to get 700 words wrote today
-Check online banking
-Move money around
-Put money in pig for payment a day challenge
-Keep heating off for as long as possible
-Sort through emails
-Do some surveys
-Make meals from storecupboards

Think thats it for now, also need to get moving to college, catch up with you all later.

Bagpuss741

Today I have/will

1. Checked online banking
2. Piggy clicks (got one:j)
3. NSD
4. Anatomy module 5
5. Make cranberry muffins

bathgatebuyer

Not much for me - last night (probably early this morning) I transferred £55 from my Paypal account into my bank account and when it appears in my account, I'll be moving it to my Egg savings account - my savings account by then will have a whole £65 in it! :rotfl: It's a start, isn't it?!

Not much else. Sending off my tokens for the mp3 player out The Sun (which were accumulated by rescuing the paper on a daily basis from the recycling bin at work).

Piquant_2

Morning everyone and an especially big wave for Olive Oyl:hello:great that your back!!

Very busy at work this week, so must get my head down, probably will pop back at lunch time though. My new 75p hat came into it's own this morning, brrrrr how cold and wet it is....

Today I have or will

• bought in breakfast and lunch
• go to the library
• go to the bank (if it stops raining)
• post an ebay parcel
• list a top on ebay
• not buy a new skirt that I like!

KTjazz

Hello everyone,

Today is the first day of some of my changes (as many as I can manage without burning myself out)

- I am eating the healthy food i have bought recently (including snacking on some raw red pepper at breaktime) so that it doesn't all just go off in the fridge.
- store cupboard dinner and leftovers lunch
- aiming for NSD
- Samaritans shift tonight (saving electricity in the house)
- spending an hour before my shift cleaning the kitchen and continuing with "the great clearout"
- I am going to call to change my address with CC company (I've been living in my place nearly 8 months...)
- I am going to apply for my updated drivers licence with my correct address on it.
- I am going to read as much of my library book as I can (I have extended them... AGAIN, and have been told this is the very very last time)
- I am going to check my mobile phone spend
- I am going to work very hard to make the rest of my week more straight forward at work.

I think that is plenty to be getting on with today

Thanks again for your support yesterday, I think I'm going to need it again in the days and weeks to come.

KTjazz.

nickynoo08

morning today i have/will....

• checked online banking - still waiting for dd to come out
• paid my into my o/d acc and overpaymeny to my cc
• done daily clicks n surveys
• do shopping list online - have a tight budget for rest of month so need to be carefull
• got ds some bargains today - 3 longs sleeved tops, jogging suit and combats for £13.50, should of been £26.50 so v pleased with that
• storecupboard lunch and dinner
• just been asked if i can do some o/t too

Have a good day everyone

Bambywamby

Morning all you delightful peeps

Today I am/have:

Working an 11 hour night shift.
Having a NSD.
Doing a 0% balance transfer for 14 months.
Having a baking day, cooking a roast chicken, baked potatoes, and bakewell tarts in the same oven.
Using up past it veggies for dinner.
Giving the kitchen a deep clean with vinegar and orange oil. (Yuk my least fav room to clean ).
Check online banking.
Check online credit cards balances.
Check for polls/surveys/clicks on the laptop.

And today I am wearing fluffy red socks...coz I am feeling all Christmassy.

Have a great day boys & gals.

Bam x