asked for salary proof after being accepted for loan

Milky_Mocha

tomstickland wrote:

I'm posing to some theories as I type. Strike a pose, there's nothing to it.

And to dosser: (Note I gave you your first 'thanks' even though you didn't ask for it!)

dosser_2

tomstickland wrote:

I'm posing to some theories as I type. Strike a pose, there's nothing to it.

Posted By tomstickland
You can still invest in propery by buying into a...

You can still invest in propery by buying into a property fund - some people think that commercial property is worth investing in.



i'd dearly love to invest in some propery!!! :rotfl:

people with glass houses shouldn't throw stones-

stop the 'tom'foolery, 'stick' to what you know best and you wont 'land' in hot water!

ps apologies for the weak english but i work across europe conversing in five languages.........err..how many do you speak?

:j ive sunk as low as you!

tomstickland

I made a typographical error, ie: didn't press a key. You appeared to confuse oppose with a pose. Or maybe you just accidently pressed the space bar. I don't care. I was inspired by Madonna.

edit edit edit edit

[feelings]your original question seems very, er, dodgy to me[/feelings]

dosser_2

Milky_Mocha wrote:

And to dosser: (Note I gave you your first 'thanks' even though you didn't ask for it!)

once more you feel the need to 'help' me by 'thanking' me!{not rational, as i have not given advice}
you seem to want a truce yet cannot stop having a dig at the same time!
make your mind up!!
seems like you cant walk away without the upper hand!
but you attacked first!

dosser_2

tomstickland wrote:

I made a typographical error, ie: didn't press a key. You appeared to confuse oppose with a pose. Or maybe you just accidently pressed the space bar. I don't care. I was inspired by Madonna


edit edit edit edit

[feelings]your original question seems very, er, dodgy to me[/feelings]

I was inspired by Madonna. :rotfl: oh please!
get a life mate!

you still havent justified the need to have a dig!

if you're really interested in being constructive, try reading my posts-
you may discover that my questions are not so dodgy after all!

dosser_2

angelica wrote:

Dosser,
What do you try to achieve? You asked the same question and other similar ones already last year and you've got answers from many people that it is banks' normal practice. Answers based on people experiences and not theories. It sounds that you want to cheat and try to find a bank who gives you a significant amount of money without knowing you, without checking on you etc...

i find it troubling that you freely employ inflammatory words such as 'cheat' when you know very little about me!
if you seek understanding then make the effort and look at my posts-
after that if you want to know more, just ask!

condemnation without evidence!
the sad society we live in today :wall:

dosser_2

ejones999 wrote:

THIS IS BLATENT FRAUD. FULL STOP.
No one gets hurt nonsense! If you are earning the money legit it will be on a proper payslip, if you're self employed put that on the application, The PROBLEM is that people put on application forms too high a figure for salary just to get a loan knowing that repayments will pose a problem.

hypothetical situation-
if you had a great idea and really believed it would work-
but you could only secure adequate funding by exagerating your income-
you are confident about making your repayments because you believe the idea will work-
what would you do?


ps are you self-employed?

Catch_A_Fire

dosser wrote:

hypothetical situation-
if you had a great idea and really believed it would work-
but you could only secure adequate funding by exagerating your income-
you are confident about making your repayments because you believe the idea will work-

If the hypothetical great idea is a business idea then it would be very difficult to secure funding without disguising the pupose of the loan (i.e. saying it's for (e.g.) a car). This along with exagerating your income would constitute fraud.

dosser wrote:

what would you do?

It's very easy to say I wouldn't do it but without being in the hypothetical situation it would not be an informed answer

tomstickland

hypothetical situation-
if you had a great idea and really believed it would work-
but you could only secure adequate funding by exagerating your income-
you are confident about making your repayments because you believe the idea will work-
what would you do?

You believe your idea would work, but that's not the same as it definitely working. What if it doesn't work?
Then again, if you go along to a bank with a business plan then they can lend money for that purpose.
What about business link and all those other semi quangos designed to help promote new businesses?

This post was inspired by Gwen Stefani.

Debt_Free_Chick

dosser wrote:

hypothetical situation-
if you had a great idea and really believed it would work-
but you could only secure adequate funding by exagerating your income-
you are confident about making your repayments because you believe the idea will work-
what would you do?


ps are you self-employed?

Business funding is based on the business plan, so the lender would take account of the projected turnover/profit although probably not 100% of what the business plan forecasts. You current income would not be a factor. I'm not aware of any lender that will give an unsecured personal loan for business use, however.

Yes - I'm self-employed, but I don't think that question was aimed at me.

BTW, this was the kind of information I was hoping to elicit when I asked what your objectives were. Whilst the replies you've had might be interesting, they will be of no relevance if you are trying to raise finance to fund a business development.