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Friday 07/11/08. What small dfw things will you do today????
Comments
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Hello and welcome chunkytfg, well done for tackling the SOA, that's brave! At times this is one of the madder threads on the site, very funny as well. So get your amazing socks out and start to sparkle...
Am finally coming out the other side from what seemed like a contender for the longest lasting cold award - hurrah!
Think I might keep my ex as a text buddy and refuse to date him, he's funny on text and less likely to make a pigs ear of things :rolleyes:
Not doing a lot for my list today, just the normal...- coming to work
- bringing in breakfast and lunch
- charging phone at work
- doing washing at 30
- sorting out stuff for ebay
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Hello everyone,
Brief list for me today.
I have started thinking about where on gods green earth my money goes.
I need to start a spending diary, on paper my finances look great. I am not going to be breaking even until Jan or Feb I don't think (with regular payments to my course etc.) I WILL be in my overdraft again this month. I'm not happy, I thought I might have clawed it back. At least my credit card is lower this month.
I'm feeling a little disheartened now. It's not going as fast as I'd like (because I'm not putting enough effort in I'm sure.
I am writing quite a structured budget with a few treats built in. I am going to try by bestest to stick to it.
onto my list.
Done so far...
- Start thinking about the budget
- check bank
- charged phone at work
- store cupboard breakfast and dinner
- checked mobile phone spend
- hung up washing done overnight
to be done
- complete the budget
- start a spending diary spreadsheet
- cheap choice at lunch time
- relax with wine that OH is buying
- persuade OH that to save electricity we should get to bed nice and early
I hope everyone is ok,
KTjazz:hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
I'm back, and this time I mean business!
If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
My heart knows me better than I know myself so I'm going to let it do all the talking.0 -
Hullo all

Today I am/have:
write out menu plan for the week
cleaning the leather suite
walking the dogs to the vets for a check up (free exercise and free check up)
Post Amazon parcel
Dust lounge with microfibre clothes
List 3 items on Ebays
Check Freecycle
Put a coloured wash on (use 15mls of star drops) and dry on the washing line outside...the sun has come out yay!
Only spending money on posting a parcel today
Eating from cupboards
And that's about it,
have a great weekend folks x0 -
Good morning all!
Chunkytfg Very brave posting your SOA! Welcome to the site. As Piquant says, this is one of the madder, more fun threads!
KTjazz Enjoy that wine....I'm very tempted to get one myself tonight
Piquant Glad your cold is on the run (figuratively speaking
) And I decided to take your advice - am making my Dad a lemon cake later to say thanks!
After my Dads lovely gift yesterday I'm feeling very positive. Its FRIDAY!!!!
So heres my list for today:
* Bought crimbo pressies for workmates - 3 for 2 in Boots
* Washing at 30'c - airer drying
* Storecupboard dinner
* Update christmas present / card list later
* Pay an extra payment on a debt
Have good fridays all!!
Miss P
xx**Keep Calm and Carry On!**0 -
was gonna keep my hands out of my pockets today, but my Tesco club points came today £12.50 plus other vouchers and i still have a double points voucher - so gonna do my main shop a little early - just the value stuff bearing in mind what i can get in Aldi & Lidl cheaper!
Also have Freecycled some speakers
Gonna put even more CD's on Ebay... My CD collection is looking bare now - but i need the money (after these i have books and some clothes i dont use!)
Then need to source a cheap bathroom set (any idea's?):EasterBun Sanity, Something I look forward to having :spam:
Debts £36,000
£1000 in 100 days 2009 - wannabe
Live on £4000 a year 2009 - Trainee
£10 a day & Ebay 10 a day = £41.00/£300 & 120/300 Nov challenge0 -
well im doing an extra shift at work tonight (more dosh yey)
erm gonna pay some money off mobile debt
nothing else as everything else was done earlier on in the weekSealed pot challenger # 10
1v100 £15/3000 -
Hiya Guys,
*take car to garage for repairs and to this time pas MOT (£250 :eek:)
xxx
Definately, DEFINATELY shop around local garages.... I got several wildly different quotes for my Nissan Primarea 2.2 ltr.
Worked out cheeper to have a full service and MoT together and there was a saving of nearly £100.00 between a dealer and the local garage where i ended up going. Dont just go for the cheapest though, ask mates and people you know locally if they recommend the garage.:EasterBun Sanity, Something I look forward to having :spam:
Debts £36,000
£1000 in 100 days 2009 - wannabe
Live on £4000 a year 2009 - Trainee
£10 a day & Ebay 10 a day = £41.00/£300 & 120/300 Nov challenge0 -
Today I will NOT go out at lunchtime and spend money I don't have, but go to the (free) gym at work instead.
Will attempt a few ebay sales tonight too.
This morning I delivered my cakes to the deli on teh way to my real job (!) and picked up a £40 cheque for last month, which I'll bank at the weekend to be a small drop in the enormous ocean that is my overdraft...0 -
Hi Everyone:D
Justlanded back from the lake district, have had a lovely break, lots of peace and quiet, country walks, pub meals, and red squirrels and pheasants in the garden every morning:j . Spent a bit of money but it was our holiday:p Only thing I really missed was having no internet connection for 3 days:eek: :eek: didn't even have mobile reception so couldn't even use that to browse.
Hope you have all had a good few days, fay hope the Oban trip has been a good one:rolleyes: .
Thanks Andan for starting the thread:A :A , off now to catch up with everyones posts last few days.0 -
Sophiesmum, glad you had a good holiday, nice to have you back as always!!
Lily, glad the single life isn't working out too bad!
Miss piggy, nice idea about the cake for your dad, am sure he will appreciate it.
Welcome to the thread chunkytfg and with posting your SOA
Fay, hope Oban was ok and you made the most of that free food!!
to everyone else hey and hope the day is going well!!
My additional list to my earlier one!!
-I have done two loads of washing
-Have got heating off and trying to cut down on gas and elec
-Have sorted out details of mystery shop for later
-Tea will be free for whole family, couretousy of a mystery shop, saves me cooking!!
-Have done some bits for my business
-Have received advertising stuff for my business, so can now start putting it up around town
-Have looked for mystery shops
-Have made lunch from storecupboard
Things i hope to do, in addition to earlier ones!!
-Do weekly plan for next week, sorting out availability
-Organise meeting up with different friends on Sunday, one being for free tea out, combining that with a catch up!
-Continue to work on placement ideas for counselling course
-Write up counselling diary
-Take stuff out of car that is cluttering it up and making it more expensive to drive!!
-Check freecyle for free things
-Check freebie section for freebies
-Check online banking
-Pay some big bills
-Work on case studies
-Update spreadsheets and challenges
If i think of any more i will add them to this list, but will also try and complete the other list!!:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
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