Friday 07/11/08. What small dfw things will you do today????

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Will do my proper list later as am too tired at the moment!!
-Will write up mystery shopping report
-Work on and type up counselling presentation
-Sort out stuff for course tomorrow
-Work through emails
-Do some surveys
-Look for another matched bet

Have a great day everyone, at last it is friday!!

lilly81

Hiya Guys,

Today I have a half day from work to see DS in his special assembly

Today I will:
*[strike]put pasta left over from last night in lunch for DS[/strike]
*[strike]take snacks to work[/strike]
*Bake cakes and freeze some couldnt do this as didn't have enough margarine!
*[strike]Cook up large dinner to freeze some[/strike]
*Sort out which things are for eBay and which things are for charity shop
*[strike]Check online bank[/strike]
*take car to garage for repairs and to this time pass MOT (£250 :eek:)

Im realising how much better off financially I am single, definitely have more phone credit! :rolleyes:
So i'm feeling a bit better about it.
Thanks
xxx

I have also looked through the cupboards and done a proper meal plan and wrote up my shopping list using mysupermarket.co.uk so I know how much it will cost.

MYLITTLESISTERLOLA

Today I will

- post 2 ebay
- post tax credits application
- list 15 Ebay
- Do dinner list for the rest of the month
- Go bargain shopping for new (got free 2nd hand) chest freezer
- Keep a tight eye on my share to see if I can crystalize a profit
- Wrap all my bargain Xmas presents and that's Xmas sorted except for food
- Tidy house from top to bottom to stop me going out spending on a rare day off
- Check online banking
- Have a look on Quidco for some free/cheap money

Good Luck to everyone else

jenjade

Right i need to do loads today so i am doing a list to check off

~[strike]put cheque for electric in bank[/strike]
~[strike]collect parcel from the post office[/strike]
~return fleeces that didn't fit
~[strike]do food shopping[/strike]
~[strike]post amending direct debit form for insurance[/strike]
~[strike]clean out the fridge and wash inside[/strike]
~[STRIKE]write 2 dooyoo reviews[/STRIKE]
~[STRIKE]catch up with all dooyoo rating [/STRIKE]
~make suggestions for the reviews i want to do
~vacum upstairs
~clean kitchen
~Make cake with dd later
~look at what i can list on feebay
~ decide what to do about ou and courses and do paper work
~[STRIKE]enter some comps[/STRIKE]

Thats it for now i will add more later

mickey_mouse

Gooooooooooooooooood Morning:D

today I will do

- daily clicks
- comps
- am going to London today for weekend but will be parking halfway at hubby's office so train fare will be a lot cheaper

have a good day everyone:D

Pippilongstocking

Ola
Will be leaving oban today and heading home

Free brekkie, drink etc at confernce
Checked bank
Paid rent and half oil (gulp)
Um think about any 'shopping' in Inverness
Thats about it really!!

Waving to you all, stripey socks on yesterday in full sparkle mode for giving talk, hope you all good.

Bye

Smamfer

*waves*

Morning all

Just come off my last nightshift for this week and now have 4 days off...

Ive managed to have 3 no spend days this week but as usual the wknd will semi kill that.

Plans are.

- to finish my 2 hours home texting job this morning and sleep till about 4pm
- check online banking see if any cashbacks have gone in
-make 3 small payments today on diff things.
- go on my 4th date with someone which is staying in at his as he is cooking
-check surveys

so all in all apart from paying some off my debts... i should have another spend free day

MrsAudus2b

Morning all:hello: - so pleased its friday - the last week has been a hell of a roller-coaster and am so looking forward to chilling out!

Today I have/will:

• Done the food shop - slightly over budget as got some xmas stuff but this came out of xmas allowance so all ok
• Received 5p off petrol voucher
• Am about to go to work and will try to get as much done as possible
• Take a packed lunch
• Check online banking
• Washing at 30
• Will arier dry
• Dreaded housework
• Put more magazine cuttings in wedding scrapbook
• Sort out arrangements for tomorrow - anotehr wedding dress fitting and also shopping for the bridesmaids!
• Stay in tonight with OH to save money

Have a good day all and I hope you enjoyed the assembely Lilly81

chunkytfg

Since I only joined yesterday after having my lightbulb moment last week i will be making a small but significant DFW gesture.

I will be
- Sitting down and working out my SOA and posting it on here
- Taking my own dinner to work so i dont by expensive fast food
- doing a bit more essential Xmas shooping but online through quidco

Well thats about it for the time being

claireabelle_2

morning all, friday, yay! :j
Today i have done nothing yet! apart from check my banking and reconcile my spreadsheet...

But i am going to

• take boots card to boots, buy meal deal with points and get £12.50 of points added on from a present i bought for my nan to give to my mum (complicated!), so might be able to get an xmas pressie for someone or sometwo with that balance!
• go and see a play we've been wanting to see for ages with £10 lastminute tix (and go to a cheap pizza place and pay £4 for dinner for two!)

Have a good Friday! And welcome to chunkytfg - stick around here!

Claire

WelshWoofer

Morning all!

Last day in work and its a half day!:j

Today I will/have...

• Have lunch at home using up bits
• Have a quick and easy tea from cupboard
• Go to see Steve Coogan with tickets lovely OH bought for us
• Walk doggy for free exercise
• buy Xmas pressie for Dad while its in the sale on line
• buy Xmas pressie for SIL
• Do expenses
• Do whites washing and dry on airer and wash bed
• Clean house (just hoovering and dusting today!)
• Move some cash from one account to current account to pay for Xmas pressies

That's all for today!


Just before I forget...
I got three big tins of Xmas sweets (Celebrations and Roses) from Morrisons yesterday for £4 a tin. I think the offer is only on for another 3 days so be quick if you fancy a Xmas bargain!