Is today the day stoozing died?
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NOO!!!
Can they do this?! I read somewhere that banks need our money and so will increase savings interest....
But really, what is the way out? Should I put it in some FD instead of ISA? But that will incur tax? And is there any good FD rate?
Looks like stoozing is out for the likes of me:-00 -
NOO!!!
Can they do this?! I read somewhere that banks need our moneyand so will increase savings interest....
If you're in debt, you're required to borrow more to spend.
If not, you're required to spend your savings.
Oh - you actually wanted to *keep* your savings...? Erm, tough.But really, what is the way out? Should I put it in some FD instead of ISA? But that will incur tax? And is there any good FD rate?
Looks like stoozing is out for the likes of me:-0Conjugating the verb 'to be":
-o I am humble -o You are attention seeking -o She is Nadine Dorries0 -
Thanks PH!
This is a ridiculous situation. Don't know what to do with £3K!!!
Have been reading posts on offset mortgage and slow stoozing, but don't really understand that either:-(((0 -
I have a Virgin 0% balance transfer card and it says on the back
0% until your October statement date
which I think will be 8th October as my previous statements have that date every month.
This makes the payment due date on the 28th of the month. So when should I pay of the balance? (which I have in a savings account)
By 28th September payment date or just before the 28th October date?
I have been paying the minimum payment of £25 about the 24th of each month just to make sure I am never late.
Ron0 -
I have a Virgin 0% balance transfer card and it says on the back
0% until your October statement date
which I think will be 8th October as my previous statements have that date every month.
This makes the payment due date on the 28th of the month. So when should I pay of the balance? (which I have in a savings account)
By 28th September payment date or just before the 28th October date?
I have been paying the minimum payment of £25 about the 24th of each month just to make sure I am never late.
RonYou've never seen me, but I've been here all along - watching and learning...:cool:0 -
Hello all, me again, small time stoozer seeking advice. Time has come for me to decide what to do with 3K of this years stooze pot! To ISA without tax or Savings with tax? Also, is it possible to transfer previous ISAs deposited in 2007 and 2008 to another bank? I am with Egg ISA and they keep reducing their savings interest rates so much that it will become 0% soon I think!
Thanks.0 -
Can someone please clarify this for me - Egg Money pays 4% on positive balance - and isa only 2%. Savings interest are no better. So why can't I leave my 3K stooze pot in Egg Money itself and be as disciplined as to not touch it?0
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Geet, I have just phoned and had it confirmed that 4% is still being applied to positive balances (how long for may be questionable) and agree with you that it is a very good rate in present conditions. I intend to maximise my balance until notified of any reduction but will also be looking hard at any new isa accounts next month. I was also advised that the 4% rate is shown on line once signed into your account but I can't find it anywhere, that's why I phoned.0
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I was also advised that the 4% rate is shown on line once signed into your account but I can't find it anywhere, that's why I phoned.
Also, if I then click the 'more details about your Egg Money account' link the "your Egg Money" page presented also shows the 4% rate.0 -
Ta YB, as usual looked everwhere but the obvious.0
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