How will student bf affect my benefits?

tom9980

clairec79 wrote: »

When he moves in you are no longer a single parent so wouldn't get income support for that reason (if however you get IS because you are sick and just don't qualify for Incap then you are still entitled)

It is possible to raise a child (children) with student loans and CTC etc, one of you really needs to get a part time job at least - if you do it at a time when the other is at home you don't have to pay child care

This is the best advice your going to get given your circumstances, unless your sick you will lose entitlement to any Income support and even then the Student loans often cancel out any entitlement.

zzzLazyDaisy

Even though student loans have to be repaid and are therefore technically debt, they are counted as INCOME for the purposes of calculating benefits.

So when using entitledto, you have to count his student loan as part of the household income.

Hope this helps

leebee11_2

thanks daisy.
and yeah, i am a parent, my daughter is both of ours, but only he is a student. im only a part time student so i dont qualify as a "student".

leebee11_2

and bunny 999,
i am only 22, my daughter was unplanned, and i am not getting into the benefits argument. i worked full time for 5 years, and currently am still living off the money i payed in taxes myself, so am not taking yours!

Oldernotwiser

leannebarry1 wrote: »

and bunny 999,
i am only 22, my daughter was unplanned, and i am not getting into the benefits argument. i worked full time for 5 years, and currently am still living off the money i payed in taxes myself, so am not taking yours!

Oh for heaven's sake, you can't look at the benefits system as some kind of savings scheme; that's not the way it works.

hanny83_2

Whatever next, the moon on a stick?

leebee11_2

i do actually agree with you, but im not being stereotyped as someone who chooses not to work. i loved working, but i cannot at the moment, and im not being persecuted for claiming benefits i am entitled to as I have always paid my taxes. i'm not doing anything wrong so why make little comments. thanks for the help anyway

Swishy_bell

The best place to go is to the university.The student union will help and they should have a seprate finances department that will help with everything you are entilteled too as uni's often give extra grants to single parents (I could get into the argument of why married people on low income with kids are any better off than if your single, my friend who was not married got more in benefits when we were at uni then our income with my husband working!).

You will probably still get tax credits, help towards childcare and a grant from the uni. I dont think you will qualify for housing benefit but not sure as your partner is a student too it may be okay. not sure about income support.

Previous poster said your loan will count as income, it won't because it is not TAXABLE income which is what they go on. Hope some of that helps!

Oldernotwiser

leannebarry1 wrote: »

i do actually agree with you, but im not being stereotyped as someone who chooses not to work. i loved working, but i cannot at the moment, and im not being persecuted for claiming benefits i am entitled to as I have always paid my taxes. i'm not doing anything wrong so why make little comments. thanks for the help anyway

I think that it was your comment "What will change if we decided to live together? We don't want to lose out and will wait if we have to" that got people's backs up, rather than the fact that you're on benefits. Things will be easier next year when you switch from benefits to student funding for yourself.