E and L Insurance? Having problems!

spaniels3

Over the years i have used 3 different pet insurance companies and as yet never had too make a claim. Firstly I was with petplan ( they became way too expensive) then i changed to Sainsburys ( premium went up by £100 after first year without any claim) then i changed to E and L insurance but having read the reviews on paying I stopped that also. On speaking with my vet it became clear their is a monopoly as the only company they would deal with direct is Petplan?!!
So i took the decision to put the money away each month instead of paying ludicrous premiums over the last 3 years i gave saved enough to cover my dogs should they need vet treatment?

This is purely my decision and not meant to suit everyone.
Hope your claim gets sorted though