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Life Insurance??
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daisychain80
Posts: 153 Forumite
Hello all,
I was wondering if you could help me and my OH, back in Aug 06' we bought a house and took a life insurance policy out for OH. It is with L&G and he pays £52 a month , hes 28yrs old and a smoker(hopefully not for much longer) He has had no previous medical conditions. It currenty covers out Mortgage £124k and an extra £20k....I think
Is this a reasonable? Or is there cheaper out there.
Thank you in advance for any help/advice.
Dx
I was wondering if you could help me and my OH, back in Aug 06' we bought a house and took a life insurance policy out for OH. It is with L&G and he pays £52 a month , hes 28yrs old and a smoker(hopefully not for much longer) He has had no previous medical conditions. It currenty covers out Mortgage £124k and an extra £20k....I think
Is this a reasonable? Or is there cheaper out there.
Thank you in advance for any help/advice.
Dx
DFW AND OS'ER IN TRAINING!!:D
Oh and bump due 3rd Dec 09' mummy to be for the first time :T
Oh and bump due 3rd Dec 09' mummy to be for the first time :T
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Comments
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daisychain80 wrote: »Hello all,
Is this a reasonable? Or is there cheaper out there.
Dx
Speak to an IFAHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Is this a reasonable? Or is there cheaper out there.
No way to tell as it depends on how the insurer rated the medical conditions.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Also depends on whether critical illness was included or not.
I agree with Wutang - you need to get on the record advice from a professional rather than off a web forum.0 -
Plus its not always best to go for the cheapest, it may never pay out! Speak to an IFA who will advise on a number of crucial elements.0
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