New e-account, but no cheque book

f_@_w_y

innovate wrote: »

even the last bank in the world should know by now.

Surprisingly, I am trying to open NATWEST E-SAVER (RBS) and Birmingham Midshires (BoS) and they are asking for a cheque...

What a pity...:rolleyes:

YorkshireBoy

Mikeyorks wrote: »

Don't they specify the cheque has to be a personal cheque? As it forms part of their ID checks.

I think it's also part of the DD set up procedure with some providers.

For example, if you want to set up additional nominated accounts for DD use with ING they insist on another personal cheque (with your name printed bottom right under the signature line) from the new account.

soulsaver

Technically a printed cheque book is just for convenience. A cheque is actually just an authority to withdraw the stated amount from the issuers personal account ie a personalised withdrawal slip.
So you may find it hard to believe but you can just right your own: It would have to have all the relevant info: sort code, bank name & address, yr account number, amount in words and numbers, dated, signed and the payees name & possibly an identity number that you can refer to in any future correspondence.
There is a possible problem though: If the bank wants it also for identity purposes they usually want it with your name printed on it, so would have to be an official bank book. Why not ask 'em?
Banks started to renege this facility 'cos a cheque didn't even have to be on paper. So what? Well, when they used to upset some farmer by calling his loan every now and then some wise a*ss would write a cheque on the side of a cow and the walk that into the branch.. and insist it be accepted!:rotfl:

I kid you not..