Nationwide: prices down 1.4% in October, down 14.6% since last year

mr.broderick

adr0ck wrote: »

after being on the receiving end of carolts posts a few times i'll 2nd Mr B on this

You and a lot of others.
Difference is i come on and do the same and everybody is on my back.
Sick of the bullying on here from the usual suspects, i'm here to keep them in check, it is my mission.

WTF?_2

mr.broderick wrote: »

Slagging people off? Nah just saying what other people are thinking.
It's ok carolt does enough of it.
I'm actually off today so no muppets bothering me.
We are doing really well despite all your doom and gloom material !!!!!!, sorry to disappoint you but don't worry you should be able to buy something soon.
Actually we do tell moochers where to go, boom or bust can't be bothered with the tyre kickers. What do you drive !!!!!!?

As I've posted before, I drive an old, small car. Absolutely nothing fancy but is fully depreciated, cheap as chips to run and gets me from A to B.

What with secondhand values of flash motors going through the floor and dealerships having to slash asking prices on the new stock to shift it too, I have been sorely tempted of late to deploy some of my savings (no credit needed) on something nearly-new and nice like a Beemer 123d or a new model TT.

But on reflection I reckon that getting a house mortgage-free is a better use of my capital and having a large lump of cash puts me in a very good position for when the time to buy comes.

However, I'm leaning toward getting an offset mortgage so once I'm into my own place I'll take a look at the overall situation then and maybe take 17-18k out to get something if I feel it's warranted at that time. Should be some very keen prices on s/h sports and luxury motors in 2010. :money:

mr.broderick

!!!!!!? wrote: »

As I've posted before, I drive an old, small car. Absolutely nothing fancy but is fully depreciated, cheap as chips to run and gets me from A to B.

What with secondhand values of flash motors going through the floor and dealerships having to slash asking prices on the new stock to shift it too, I have been sorely tempted of late to deploy some of my savings (no credit needed) on something nearly-new and nice like a Beemer 123d or a new model TT.

But on reflection I reckon that getting a house mortgage-free is a better use of my capital and having a large lump of cash puts me in a very good position for when the time to buy comes.

However, I'm leaning toward getting an offset mortgage so once I'm into my own place I'll take a look at the overall situation then and maybe take 17-18k out to get something if I feel it's warranted at that time. Should be some very keen prices on s/h sports and luxury motors in 2010. :money:

You really are a whopper !!!!!! but i do sort of like you in a strange kind of way :cool:

StevieJ

!!!!!!? wrote: »

As I've posted before, I drive an old, small car. Absolutely nothing fancy but is fully depreciated, cheap as chips to run and gets me from A to B.

What with secondhand values of flash motors going through the floor and dealerships having to slash asking prices on the new stock to shift it too, I have been sorely tempted of late to deploy some of my savings (no credit needed) on something nearly-new and nice like a Beemer 123d or a new model TT.

But on reflection I reckon that getting a house mortgage-free is a better use of my capital and having a large lump of cash puts me in a very good position for when the time to buy comes.

However, I'm leaning toward getting an offset mortgage so once I'm into my own place I'll take a look at the overall situation then and maybe take 17-18k out to get something if I feel it's warranted at that time. Should be some very keen prices on s/h sports and luxury motors in 2010. :money:

Same here, pretty rapid but a few years old, park it anywhere - Great but not so good for the environmemt.
Trouble is they are trying to get at us with the new car tax.

adr0ck

mr.broderick wrote: »

You really are a whopper !!!!!! but i do sort of like you in a strange kind of way :cool:

must admit i like most of !!!!!!'s posts...................i don't always agree with him....................but thats no bad thing..............................

WTF?_2

:cool:

mr.broderick wrote: »

You really are a whopper !!!!!! but i do sort of like you in a strange kind of way

Actually, what could I get for around 18k right now?

I'd be looking for something 1-2 years old so as to let some other sucker take the initial depreciation hit. Would also be looking for something sporty but compact - hence my thoughts about 123d/TT.

I'm thinking that the knock on effect of reduced new car (especially anything vaguely flash) sales now could result in a drought of decent s/h cars by the 2010 period so maybe I might loosen the purse strings and splurge soon in 2009, if the job is still looking stable enough. (Don't want to end up losing my job and wanting to go travelling whilst having a nice new-ish car sitting idle back in the UK. At least with a fully paid house I could rent it out and travel on the rental income).

StevieJ

This thread:

:rotfl::rotfl::rotfl::rotfl::rotfl:

mr.broderick

!!!!!!? wrote: »

:cool:

Actually, what could I get for around 18k right now?

I'd be looking for something 1-2 years old so as to let some other sucker take the initial depreciation hit. Would also be looking for something sporty but compact - hence my thoughts about 123d/TT.

I'm thinking that the knock on effect of reduced new car (especially anything vaguely flash) sales now could result in a drought of decent s/h cars by the 2010 period so maybe I might loosen the purse strings and splurge soon in 2009, if the job is still looking stable enough. (Don't want to end up losing my job and wanting to go travelling whilst having a nice new-ish car sitting idle back in the UK. At least with a fully paid house I could rent it out and travel on the rental income).

18k is a nice amount.
At a push it would get you a 07 plate 350z with gt pack.
If i were to buy one i would buy a gun metal grey with alezan orange leather seats. Just trying to remember if an 07 plate would be the 300ps version or the newer 313, heads gone.

WTF?_2

StevieJ wrote: »

Same here, pretty rapid but a few years old, park it anywhere - Great but not so good for the environmemt.
Trouble is they are trying to get at us with the new car tax.

My car isn't rapid but does 80mph no problems on the motorway and is nippy enough around town. And it can burn veggie oil (up to 50% anyway) and biodiesel so arguably good for the environment too. (I'm getting overall figures of 55-60mpg on diesel). Road tax is 140 quid per year and would actually be cheaper if the car was new enough to fall into the modern tax bands.

The nice feeling is that since it literally is worth more as scrap I have absolutely no bones about parking it anywhere. Also helps when jostling for position in city traffic with someone in a shiny X5. Muahahaha

mr.broderick

!!!!!!? wrote: »

My car isn't rapid but does 80mph no problems on the motorway and is nippy enough around town. And it can burn veggie oil (up to 50% anyway) and biodiesel so arguably good for the environment too. (I'm getting overall figures of 55-60mpg on diesel). Road tax is 140 quid per year and would actually be cheaper if the car was new enough to fall into the modern tax bands.

The nice feeling is that since it literally is worth more as scrap I have absolutely no bones about parking it anywhere. Also helps when jostling for position in city traffic with someone in a shiny X5. Muahahaha

Scrap really taken a hit.