PPI Reclaiming discussion Part III

di3004

I turn to either sweet tea or a milky co-coa when feeling stressed, it does help, and yes Marshallka, Brandy is another remedy.;)

di3004

marshallka wrote: »

Di, I never even read yours and just posted to Mrs Boo anyway... I did it myself... :eek: . I just saw Boo and then the post saying "Mrs" and presumed:o

Oh yes of course, I did notice lmao:rotfl: :rotfl: :rotfl: , so I'm not alone then pmsl :rotfl: :rotfl: :rotfl: , I feel better now......:D lol

marshallka

di3004 wrote: »

Hi its good to hear from you.;)

It should be 6 years......:eek: , it should not make any difference if this has been dormant or not, I still received docs, even older than 6 years a few months ago when requesting them, and this was settled in 2004.
Not with the same company as yours though but that should not make any difference.

I would contact the information commissioners office (ICO) here on this link who will be able to help you hunni
http://www.ico.gov.uk/complaints.aspx

Ring them tomorrow, tell them what you have told us.

Please let us know how you get on, cheers and good luck.;)

Di
x

Di, if its a loan then they need not supply an executed agreement (section 77/78 of the CCA) if the loan is nothing owing and the only way of getting these is by a SAR. I found this out, under section 77/78 its states that if there is nothing owing (no debt outstanding) and I assume the credit card has no debt then just requesting the agreements they need not supply BUT if you request a SAR then they have to.

I don't think Robbie requested these in a SAR so cannot make a complaint to the ICO yet.

marshallka

di3004 wrote: »

I turn to either sweet tea or a milky co-coa when feeling stressed, it does help, and yes Marshallka, Brandy is another remedy.;)

I dish all this advice out and don't do any of these myself..:o

di3004

Dreamer

Don't know if you've had the chance yet hun, because I know you have had lots to sort out, but if you do get a min, check out all the Boo posts from a few pages back.......you will know what we're getting at eventually lol:o :rotfl: :rotfl: :rotfl: this should give you a giggle lmao:D

marshallka

I just screammm:eek:

marshallka

Thats reminds me to look at Boo666's figures...;)

di3004

marshallka wrote: »

Di, if its a loan then they need not supply an executed agreement (section 77/78 of the CCA) if the loan is nothing owing and the only way of getting these is by a SAR. I found this out, under section 77/78 its states that if there is nothing owing (no debt outstanding) and I assume the credit card has no debt then just requesting the agreements they need not supply BUT if you request a SAR then they have to.

I don't think Robbie requested these in a SAR so cannot make a complaint to the ICO yet.

Right I see......glad you told me, cheers Marshallka.;)
An SAR would be best then.;)
See what happens from that.

marshallka

di3004 wrote: »

Right I see......glad you told me, cheers Marshallka.;)
An SAR would be best then.;)
See what happens from that.

Found this out from petermb...I told him and he checked back and agreed with me. Some firms will supply them but do NOT have to...

If there is nothing owing then perhaps a SAR is best..

di3004

marshallka wrote: »

I dish all this advice out and don't do any of these myself..:o

you should also try them as well Marshallka.:A x lol