PPI Reclaiming discussion Part III

dreamer33

marshallka wrote: »

It is embarrassing when they do that and you don't know they have and then when you have visitors they decide to produce that pair of knickers you were washing two weeks before...:eek:

Lol eeeeeeeee that not happened yet.

He pinched a pair of oh socks last night and ran under table with a bulging mouth, he came out in the end because no-one chased him lmao, he came right up to us and stood looking as if to say chase me then.:rotfl:

di3004

dreamer33 wrote: »

Yes me too. Son on ps3 gonna join him soon I love it lol.

My oh goes fly fishing I've tried it nearly hooked my bum lol got wrong off oh

Seems like you have fun on the PS3 hun, cool .

Oops that sounds painful for you :eek: :rotfl: :rotfl: , sorry I shouldn't laugh, but couldn't help it lmao:rotfl: :rotfl: .

Hubby is more both Sea/beach and boat fishing, I also been out with him now and again, but its not really for me, I do it to keep Daniel happy, but as he's getting older now, I'm sure he can just manage with his dad .

Talking about being hooked.....:o lol, although slightly different, this one I was pricked :eek: , my mum was using her Singer sewing machine, I was about 4 years old, the needle part of it interested me, watching it go up and down, it was fun , anyway, silly me decided to put my finger underneath the needle......:o and OMG I can still remember the pain now.:eek: and my poor mum's face, she was in a worse state than me.......:o , I think its so funny now though lol :rotfl: :rotfl: :rotfl:

booi666

pinknico wrote: »

Hello everyone, well it is official. When it comes to consumer credit agreements and issues the FOS is rubbish.
They will not uphold my complaint against Redcats.
Their reasons:
They cannot say whether or not a credit agreement is enforceable. No problem didnt expect them to.
They cannot investigate the PPI. I knew this anyway.
The conclusion that really made me mad was this:

"We wont ask the company to refund the late payments of £27 because they offered to clear the balance of £450 and you refused this so it would not be appropriate to ask them to refund a lesser amount"

They did not offer to clear the balance they just did it and were going to default me. An offer to clear the balance would have been a goodwill gesture with no strings attached.

The company even sent me a letter saying the balance had been cleared in human error and any ADVERSE stuff put on my credit file as a result would
be reversed.
How is that an offer to clear the balance and why should I say yes to an offer that gives me a default?? And why should I not get my charges back just because I didnt want a default on my file??

Can you tell I am fuming!!!!!!!!!

I havent written back to point all this out and ask that my complaint goes to the Ombudsman.
Goodluck with yours Bathgatebuyer, hope you have better luck.xx

Hello,

What are you trying to achieve with this account may i ask?

di3004

dreamer33 wrote: »

Lol eeeeeeeee that not happened yet.

He pinched a pair of oh socks last night and ran under table with a bulging mouth, he came out in the end because no-one chased him lmao, he came right up to us and stood looking as if to say chase me then.:rotfl:

:rotfl: :rotfl: :rotfl: , he is a right character your dog pmsl :rotfl: :rotfl:

marshallka

dreamer33 wrote: »

See what you mean, ours has been increased from £92mth to £123.00 can't believe it havn't even used dryer it broke.

Ours went up from £92 to £121 now but with the new boiler I am hoping its cheaper. I was told we used more electric than gas and I am now turning everything off at night as leaving things on standby uses more than you think. I have also bought the washing liquid that is supposed to work at 15 degrees.... it is good but i do it at 30 so got to be saving there...

di3004

Hubby wants the puter for a min, he wants to check some fishing sites out......:eek: , I told him as soon as he has some spare dough then he can go because all these sea boat trips cost money......:eek: , he can look, but not make any plans yet, he could always just fish from the side, this is the cheapest way.:D

Back soon.x

booi666

marshallka wrote: »

Ours went up from £92 to £121 now but with the new boiler I am hoping its cheaper. I was told we used more electric than gas and I am now turning everything off at night as leaving things on standby uses more than you think. I have also bought the washing liquid that is supposed to work at 15 degrees.... it is good but i do it at 30 so got to be saving there...

You could try an old trick by turning the gas meter around,then you would get free gas:rolleyes:

dreamer33

di3004 wrote: »

Seems like you have fun on the PS3 hun, cool .

Oops that sounds painful for you :eek: :rotfl: :rotfl: , sorry I shouldn't laugh, but couldn't help it lmao:rotfl: :rotfl: .

Hubby is more both Sea/beach and boat fishing, I also been out with him now and again, but its not really for me, I do it to keep Daniel happy, but as he's getting older now, I'm sure he can just manage with his dad .

Talking about being hooked.....:o lol, although slightly different, this one I was pricked :eek: , my mum was using her Singer sewing machine, I was about 4 years old, the needle part of it interested me, watching it go up and down, it was fun , anyway, silly me decided to put my finger underneath the needle......:o and OMG I can still remember the pain now.:eek: and my poor mum's face, she was in a worse state than me.......:o , I think its so funny now though lol :rotfl: :rotfl: :rotfl:

Lol I got my finger caught in sewing machine at school, apparently if you get it caught 3 times you a true machinist, didn't want to try it a second or third time it kills.

My son loves going fish with his dad I like it for the fresh air but my daughter she cried the last time we went because she caught a trout and didn't want to bring it back home wanted to put it back, she was completley devastated. My son though he is the total opposite

OH went once on a boat with his brother he was green and spent more time throwing up as it was a little rough on the day lol

marshallka

di3004 wrote: »

Hubby wants the puter for a min, he wants to check some fishing sites out......:eek: , I told him as soon as he has some spare dough then he can go because all these sea boat trips cost money......:eek: , he can look, but not make any plans yet, he could always just fish from the side, this is the cheapest way.:D

Back soon.x

Yeah so expensive aren't they. My father in law lives 6 months here and 6 months in Corsica and has a boat. He is always fishing there. He has a house here and one over there too.

marshallka

dreamer33 wrote: »

Lol I got my finger caught in sewing machine at school, apparently if you get it caught 3 times you a true machinist, didn't want to try it a second or third time it kills.

My son loves going fish with his dad I like it for the fresh air but my daughter she cried the last time we went because she caught a trout and didn't want to bring it back home wanted to put it back, she was completley devastated. My son though he is the total opposite

I have spent an hour trying to get a hook out of a fishes mouth before after someone left it and it looked so painful:mad: . I really could not do anything like that. I know people do but me personally could not. I eat meat though and fish but just could not kill anything... .