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PPI Reclaiming discussion Part III

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  • booi666
    booi666 Posts: 745 Forumite
    Hi di,

    Ive been paying £45 per month for 2 years with hfc:eek:
    :j Let him who be deceived ,be deceived:j
  • maxdp
    maxdp Posts: 3,873 Forumite
    booi666 wrote: »
    I dont mind her spending,its the other that im quaking myself at:eek:

    You dont know what these fiesty scots have up there sleeves:confused:

    Shes been watching Brave heart alot lately so id better watch my back:rotfl:

    So should i wait to get my sars back before i cancel and reclaim?

    And di if this forum is owt like my fb ill probably change my sig everyday lol

    Hi Boo

    Presume it is a Loan. If so I would wait for the SAR info to come through then you c an cancel it and get them to re-finance. Although you are paying it for another month or so at least you will have the info in front of you.

    When that comes through post back on here just to make sure they are not trying to pull a fast one.

    If your wife has not.................................................
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    booi666 wrote: »
    For those who want to know,

    Ive opted for a takeout rather than home made:eek:

    lol:rotfl: :rotfl: , when I first met hubby he used to work around his shifts and work in both chinese take aways and their restaurants, so when it comes to this food, I am lucky :p:D
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    booi666 wrote: »
    Hi di,

    Ive been paying £45 per month for 2 years with hfc:eek:

    Golly that adds up and with the interest.....:eek: , just think though, when this is sorted.....fingers crossed, you will or should get back every penny of this PPI plus the interest etc, they have to put this right as if you did not have PPI from the start.

    With one of mine, I received just under £13K back......:D .
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Hi Boo

    Presume it is a Loan. If so I would wait for the SAR info to come through then you c an cancel it and get them to re-finance. Although you are paying it for another month or so at least you will have the info in front of you.

    When that comes through post back on here just to make sure they are not trying to pull a fast one.

    If your wife has not.................................................


    This is a great idea this Maxdp :T , Booi666 this is worth thinking about.;)
    The one and only "Dizzy Di" :D
  • pinknico
    pinknico Posts: 3,261 Forumite
    di3004 wrote: »
    Hiya Pinknico, hope you are well too hunni.:A xx
    Blimey so you had the same person as me regarding the FSCS then, was yours someone beginning with "A"? hun ?:rolleyes:

    Yes began with "A" !!
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • di3004
    di3004 Posts: 42,579 Forumite
    pinknico wrote: »
    Yes began with "A" !!

    Hmmmm:rolleyes: and the last name "F" ??:rolleyes:
    The one and only "Dizzy Di" :D
  • booi666
    booi666 Posts: 745 Forumite
    Hi max,

    Its a secured loan that was taken out in 2006 to so called consolodate everything,

    £45 a month just for the ppi.

    They are even ringing me now telling me the usual ''You are our valued customer crap'' to get me to sign up again.

    But im a little older and wiser now so id rather pay more now over a shorter period than follow their option of less payments over a longer term in this crappy financial climate we are finding ourselves in.

    They just wont leave me alone,i cant get it through their thick heads that i may pay more now but no more debt in 12 months rather than their options:mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: and more:mad: :mad: :mad:
    :j Let him who be deceived ,be deceived:j
  • pinknico
    pinknico Posts: 3,261 Forumite
    I will be able to offer loans if I win my Picture claim, BUT you have to take out PPI !!
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • pinknico
    pinknico Posts: 3,261 Forumite
    di3004 wrote: »
    Hmmmm:rolleyes: and the last name "F" ??:rolleyes:


    Yes indeedy!!
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
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