PPI Reclaiming discussion Part III

marshallka

dreamer33 wrote: »

Just been looking on the success/failure posts.

Left a post could not believe what was being said.

You seen my earlier then;)

marshallka

pinknico wrote: »

Yes they seem to be caving in quick with some. I wonder why.

Heavy fines me thinks:j

dreamer33

marshallka wrote: »

You seen my earlier then;)

Sure did and others, sounds like the may work in a branch

dreamer33

marshallka wrote: »

Heavy fines me thinks:j

It may well be saving them money also from complaints not getting to fos, FP must know that there are loads of complaints about them

di3004

Some FSA news

http://money.aol.co.uk/bid-to-regulate-customer-treatment/article/2008110412122014549098

dreamer33

http://www.financial-ombudsman.org.uk/publications/ombudsman-news/73/73.htm

di3004

Dreamer you have been working extra hard with all these links hunni....:beer: cheers so much.;)

I still not caught up with any of yours and Marshallka's posts lol......:o

di3004

AMI wants wide OFT irresponsible lending review:


http://www.bestadvice.net/bastory.asp?id=14648

Laini

DONT SHOUT AT ME!!:o

I am sorry I havent been on for a while I have been busy trying to find a job but no luck yet!!-trying to find work to fit in with hubby and jelly .

Update.................

The ombudsmans decision is in the post so I will post up when I get it -dont know if its good or bad news.
(got an email from the 2nd ajudicator today with this message)

by the the way HELLO!!!:hello:

lol
Laini xxxx

sparky0107

Evening everyone,
This is the letter I will be posting to HFC, should I include copies of my pension readout which shows how much death in service benefit I get, and also my works terms & conditions which states that I will receive 2 years sicness pay. Any guidelines or pointers would be greatly appreciated.

Welcome back laini :hello:


HFC Bank
PO Box 3607
Birmingham
B1 2XJ

Dear Sir or Madam,

Re: Account number: XXXXXXXX

I purchased the above policy from you on 16th April 2003 but now believe that I was mis-sold this policy for the following reasons:

· This is due to the fact that you have been fined by the FSA for failing to treat your customers fairly when selling Payment Protection Insurance and I do not believe that my policy was sold in my best interests.
· I have sickness absence cover from my employer which covers me for 2 years sickness pay
· I have death in service benefit from my employer which pays 2 years salary



Unless you can satisfactorily justify to me that the policy was fair and reasonable I am requesting a full refund of all premiums, and subsequent interest on these payments, that I have paid to date. As I believe I have been deprived of this money I also expect 8% statutory interest, the amount a court would award, to be added to each payment made.

I look forward to a full and prompt response to this letter and for the matter to be concluded within eight weeks or I shall be contacting the Financial Ombudsman to investigate my complaint.

Yours faithfully,




Sparky0107