PPI Reclaiming discussion Part III

pinknico

Credit-Crunched wrote: »

Lol - i thought i saw that also!?

Thought i was going mad! lol

This thread is getting weird!

di3004

Hi folks

Thnks it time for me to speak out.....:o , last night I thought I was being digged at, due to the past days of them being so tense, I had said to dealwithit I knew who he or she was........but to be honest even though the postings look similar to other posts.......I could not be totally sure......and did not want to add any names as I could be wrong.....

So I had edited and corrected what I should have wrote in the first place and have also asked dealwithit to help out here if he or she can as the more the better I think.;)
So of course dealwithit just asked me then "who" ??? I am baffled but if dealwitit can help us out here in any way that will be cool.;)

booi666

pinknico wrote: »

This thread is getting weird!

Im telling you marsh posted on here:eek:

Credit-Crunched

pinknico wrote: »

But on your agreement how is it shown?

Only recent agreements (post CCA ammendment) are more clear, they HAVE to stipulate the two charges for credit.

best was to see if there are two cash advance on the agreement,

ie.

£10,000 total charge for credit £12,000
£2,500 total chrage for credit £3,500

Total charge = £12,500 total amount repayable £15,500

somthing like that

Turboman

booi666 wrote: »

On my statement pink i pay it monthly

Yes Boo--you paya fixed monthly 258 of which 212 ish is towards the cash loan & 46 ish is towards the PPI SPI loan.

The other case for credit cards is a % PPI based on the outstanding credit card balance--ie 84p per 100 (say)

pinknico

I could be wrong , hopefully someone else can help, but they probably put a certain amount for PPI then how much interest you would pay on that sum.Then that gets broken down into monthly payments .

Di Help!!!

dreamer33

di3004 wrote: »

Hi folks

Thnks it time for me to speak out.....:o , last night I thought I was being digged at, due to the past days of them being so tense, I had said to dealwithit I knew who he or she was........but to be honest even though the postings look similar to other posts.......I could not be totally sure......and did not want to add any names as I could be wrong.....

So I had edited and corrected what I should have wrote in the first place and have also asked dealwithit to help out here if he or she can as the more the better I think.;)
So of course dealwithit just asked me then "who" ??? I am baffled but if dealwitit can help us out here in any way that will be cool.;)

Hi Di how are you today? lol

Don't worry about this anymore :A , yes I agree bizzare questions have been asked from you from dealwithit who cares.

pinknico

Credit-Crunched wrote: »

Only recent agreements (post CCA ammendment) are more clear, they HAVE to stipulate the two charges for credit.

best was to see if there are two cash advance on the agreement,

ie.

£10,000 total charge for credit £12,000
£2,500 total chrage for credit £3,500

Total charge = £12,500 total amount repayable £15,500

somthing like that

When was the CCA ammendment CC?

booi666

Turboman wrote: »

Yes Boo--you paya fixed monthly 258 of which 212 ish is towards the cash loan & 46 ish is towards the PPI SPI loan.

The other case for credit cards is a % PPI based on the outstanding credit card balance--ie 84p per 100 (say)

Turbo,

In your opinion which route should i go down or any ones opinion for that matter

pinknico

Turboman wrote: »

Yes Boo--you paya fixed monthly 258 of which 212 ish is towards the cash loan & 46 ish is towards the PPI SPI loan.

The other case for credit cards is a % PPI based on the outstanding credit card balance--ie 84p per 100 (say)

Thanks Turboman ,much better put than me!