PPI Reclaiming discussion Part III

booi666

pinknico wrote: »

Yes, sometimes the more you dig with these loans the more underhanded you see the banks and companys have been.

Lol Aint that the truth:eek:

boneyard

> hi i have followed the money saving template and written to egg , they have replied courtesly and are looking into my claim/complaint , In the mean time can anyone advise should i cancel the present ppi monthly payment , as it is now very costly and the interest on my egg card credit has gone up quite a lot. My concern is if i cancel the ppi payments now , it may go against me being able to claim a refund or any monies owed to me . The egg card telephone assistant i spoke to recently seemed keen for me to cancel the monthly ppi payments immediately?, which to be honest and even sound cynical made me very suspicious, i would appreciate some advice . Thank you.

booi666

boneyard wrote: »

> hi i have followed the money saving template and written to egg , they have replied courtesly and are looking into my claim/complaint , In the mean time can anyone advise should i cancel the present ppi monthly payment , as it is now very costly and the interest on my egg card credit has gone up quite a lot. My concern is if i cancel the ppi payments now , it may go against me being able to claim a refund or any monies owed to me . The egg card telephone assistant i spoke to recently seemed keen for me to cancel the monthly ppi payments immediately?, which to be honest and even sound cynical made me very suspicious, i would appreciate some advice . Thank you.

Hi boneyard,

If you look at turbo's post a couple of pages back that was for me,

He so kindly explained the reasons for, or not for canceling the ppi payments as im in the same boat as you my freind:T

Dealwithit

booi666 wrote: »

ok sorry to mention

dont matter much to me:rotfl: :rotfl:[/quote]
or me lol

dreamer33

Dealwithit wrote: »

seemed to be more about agreements last night

PPI is part of an agreement, a loan is an agreement and the ppi was added to the loan, so I'm confused as to why the agreement talk was a problem

:beer: and chill what is your ppi claims then?

pinknico

Sorry not PPI related but do you play the drums proffessionaly Boo?

mlucyminx

nearlybroke wrote: »

Hi all
Just joined today but have been reading this thread with interest for a couple of months!! Sent letter #1 to Northern crock a couple of weeks ago and requested copies of my agreement etc. all I got was the form they send out. I phoned them up and got some details for the form and have posted it back, so I await their response:rolleyes:

i was just wondering if it's worth contacting Egg as well?? I cancelled the payment protection thing (or whatever they call it) before Christmas, got £8k on the card and it was an extra £70+ per month going on to the balance!!!! Is it worth sending the letter in to them to try and reclaim as I've had a similar balance on that card on and off for 6 ish years? I can't remember what process of application I went thru tho?? Will that go against me??

Hi there. just going through posts and noticed yours.

I would definately make a claim against egg. they are the most recent to be fined. I'm sure there is a particular letter template to use if your issuer has been fined.

Good luck.

Turboman

boneyard wrote: »

> hi i have followed the money saving template and written to egg , they have replied courtesly and are looking into my claim/complaint , In the mean time can anyone advise should i cancel the present ppi monthly payment , as it is now very costly and the interest on my egg card credit has gone up quite a lot. My concern is if i cancel the ppi payments now , it may go against me being able to claim a refund or any monies owed to me . The egg card telephone assistant i spoke to recently seemed keen for me to cancel the monthly ppi payments immediately?, which to be honest and even sound cynical made me very suspicious, i would appreciate some advice . Thank you.

Hi

See my post re figures for Booi666 scenario D) if its a loan you are talking about.

If its a credit card-then there are no financial disadvantages in cancelling immediately if you don't need the PPi cover-as its simply a % of your current credit card balance

pinknico

boneyard wrote: »

> hi i have followed the money saving template and written to egg , they have replied courtesly and are looking into my claim/complaint , In the mean time can anyone advise should i cancel the present ppi monthly payment , as it is now very costly and the interest on my egg card credit has gone up quite a lot. My concern is if i cancel the ppi payments now , it may go against me being able to claim a refund or any monies owed to me . The egg card telephone assistant i spoke to recently seemed keen for me to cancel the monthly ppi payments immediately?, which to be honest and even sound cynical made me very suspicious, i would appreciate some advice . Thank you.

How were you mis sold? I think your case is a bit different to Boo's as his was single premium and yours is monthly, so if you cancel you immediatly stop paying PPI unlike single premium .

booi666

pinknico wrote: »

Sorry not PPI related but do you play the drums proffessionaly Boo?

God knows what drugs i was on last night but marsh has just posted on here then removed it or are the drugs still working and i was seeing things:eek:

I used to play pro yrs ago,

I went touring the states and met up with record companies,but they were just dangling carrotts,

The band wanted to record 24/7 but i wanted to gig.

I played up n down the country at the usual working mens clubs and now i just play for fun its much better:rotfl: :rotfl: