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IA's road to happiness.

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  • jinky67 wrote: »
    hullo therrrrrrrrrrrrrrrrrrrrrrrrrrrrre an aw that kinna thing?
    Yea, and add that to microphone feedback I couldn't understand a word he was saying.. :rotfl: :o
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Morning everyone. :D Ste had the girls overnight and so I did end up going to the movies last night and went to see Quantum of Solace..god bless Orange Wednesdays!! Can't believe I only found out about it last week! :doh: It was really good though and had a great night. Still smiling this morning. :) Full of cold but !!!! it.. lol!
    Have CAB this morning and more supervised interviews :eek: Little bit anxious about that but will see how it goes.
    Post off my tax credits award letter to the council yesterday, but STILL haven't called the water or house insurance... so I WILL be doing that today.. :rotfl:
    Someone slap me if I don't!

    Hope everyone's well and has a great day :D
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Hi Sar
    wow what a roller coaster ride it has been since i last read your diary (sorry it has been so long by the way, I have had paperwork troubles too.).

    Glad you are making progress. How are the girls taking Ste not being there?

    hope you get your awards sorted out soon
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • chevalier wrote: »
    Hi Sar
    wow what a roller coaster ride it has been since i last read your diary (sorry it has been so long by the way, I have had paperwork troubles too.).

    Glad you are making progress. How are the girls taking Ste not being there?

    hope you get your awards sorted out soon
    chev
    You're telling me! Can't even begin to imagine any more dramatic highs and lows. lol
    The girls are good.. luckily they're young and naive enough not to be affected too much.

    Hope your paperwork troubles get sorted out soon!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Had a great morning at CAB... had my boss in doing my supervised interviews and went really well and got some great feedback. :)
    Today is a good day... is it daft that I can't stop smiling to myself? lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • No.It's not daft, it's lovely.

    ALMOST as lovely as my cauli/cheese ;)
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you are having a good day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • No.It's not daft, it's lovely.

    ALMOST as lovely as my cauli/cheese ;)
    Damn... I really want cauliflower cheese now. lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Morning all. Tax credits day today but I can't have the car to do my food shopping, so going to have to bite the bullet and shop at our local co-op where everything costs 3x as much as ASDA or tesco. :rolleyes: I've got the girls this weekend and no car so not sure what we're going to do... Ironic thing is I recieved my tesco clubcard voucher this morning.. :rolleyes: lolwill have to think of something fun.. but I'll be damned if I'm getting the bus anywhere... lol! My idea of hell personally.
    Yesterday I finally called up the house insurance and water to change the direct debit details so all my bills are officially switched over now. December will be an interesting month! It'll be the first month I'm officially going solo, with my own money and own bills... but daunting especially as it's the run up to christmas.. _pale_ So needless to say being VERY frugal at the minute and saving every possible penny. Not doing too bad. After tax credits went in today have £291.41 of which I've got to get my essentials. My bills at the moment are... (as close to accurate-estimates obviously)

    Gas and electric - £68.50 (Recently revised :rolleyes:
    Phone, broadband, line rental - £16.72 (based on next months bill - will go up a bit)
    Mobile - £35 (recently reduced)
    Egg - £20
    Pet insurance - £6
    Contents insurance - £6.36
    Tax credit overpayment - £11
    water - £23
    = £187.98

    Not including rent or council tax... as they should be paid in full by housing/council tax benefit when it goes through.. *fingers crossed while touching wood...*

    Bit daunting thinking that it's going to be christmas when my first on my own financially month happens... so really need to be careful and keep an eye on everything. Not going to let anything ruin christmas for the girls. I know they're too young to understand really but it's more in my head I suppose. Just want to do right by them. We'll be ok though, we always are. :)
    Hope everyone's well! I'll stop rambling now! lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • I am still a bit unsure as to what to do about the rent and council tax... at the moment they're still down as going out of Ste's account as normal.. I don't know whether to call them and explain that I'm claiming housing benefit and to cancel the DD or what...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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