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CCCS & PayPlan recommended IVA's



  • o99
    o99 Posts: 44 Forumite
    I've looked in to payplan as I was thinking of doing a DMP (I've contacted CCCS today but would like another opinion. According to my credit checking site Payplan Ltd is a non trading company. Is this correct?
  • purple-pear
    Appreciate what people on here are saying who have gone BR however to say that BR and IVA are same on credit rating etc I dont see how this can be.I know someone who went BR and it took him 15yrs to get back on his feet yet I kow people who have completed IVA's and are able to get credit again mortgage after 6/7 years. So surely BR is much worse??
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