House deeds - who should hold them?

Debt_Free_Chick

If the transfer of the property has been registered at the Land Registry, then the paper deeds are effectively "useless". They are only of historical interest as your legal ownership has been recorded at the LR.

A "transfer" of the property includes a remortgage and, these days, transfers ARE registered with the LR.

If in any doubt, check with the solicitor who transferred the title - they should have dealt with the LR requirements.

milliejo

as mentioned above most lenders don't now want the deeds as the land registry details are held electronically. however if anybody reading this is ever sent their pre reg deeds PLEASE KEEP THEM SAFELY & hand them to the new owner if you sell as its amazing how often they are useful as the land registry dont always pick up on everything that should be registered and old conveyances often contain accurate scale plans with measurements whereas the land registry plans are not guaranteed accurate

BaileyB

I bought my first house 4 1/2 years ago and got this box of my deeds as my house was built 1903 they make very intresting reading and just love the old style ink writing and the big wax stamps.

lethal0r

dematerialisation - lovely stuff. call it something that no one will understand.

Watson

lethal0r wrote: »

dematerialisation - lovely stuff. call it something that no one will understand.

Well, I suppose they've been dematerialised in the sense that they're no longer material - that's to say no longer relevant (like a material witness). It is a logical usage, after a fashion.

Thanks to everyone for the replies and advice.

JHW