Monday 27/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• storecupboard tea
• make a loaf in breadmaker
• go for swim and jacuzzi -to use gym membership
• menu plan for the next week
• cook brunch for oldies at work nd eat for free:D
• not use car
• have a no spend day
• be sparkly;)

Good morning everyone, a bit late for work this morning - should have started at 8 so quick post.
Hope you all have a good day, will atch up with you later.

Pippilongstocking

Morning all
I am even be early today. Its a bit um breezy here - to say the least coupled with driving rain/sleet and its very cold (have running trousers under jeans).

Today:
make appointment at docs
Look at getting petrol today
Car tax (blew away - not funny opened car door wooosh out it went) so need to find out about getting a replacment
Ebay/Amazon stuff to post
Change bed
Make up spare room for visitors
Make up party invites (print them at work)
Charge phone at work
Invoice for coo job
Pay my oil bill

Um store cupboard tea, not sure what else yet its very early!! Thick purple wooly socks - waving to you all xx

debtfreesomeday

Morning all

Back to work for me today, so not feeling very sparkly this morning...

Today I shall/have:

• Checked bank/cc & quidco online
• Bought breakfast & lunch to work
• Put beef casserole in slow cooker this morning for dinner tonight
• Have a NSD
• Check for surveys
• Check for Amazon sales

Think that's it! Not a lot on for me today it seems!

Have a good one everyone xx

MrsAudus2b

Morning sophiesmum, fayjmck, debtfreesomeday and all who follow

I was rubbish with my list yesterday...when our friends who were staying over left mid-afternoon, me and OH decided to spend all afternoon and evening on sofa watching DVDs! Feel guilty but at least had a NSD!

Off work today so will try and get a bit done:

• Online banking
• Have re-adjusted budget
• Tidy and clean house upstairs and down (will make me feel better!)
• Start my new 'things to do' notebook and write OH budget for Nov
• Update xmas present list
• Visit friend and her little 'un
• Visit another friend who lives in same area
• Wedding magazine competitions
• Try and do some reading for work
• Check out a website my doctor advised
• Storecupboard tea
• LSD - need petrol too but that's budgeted for
• Not have heating on
• Be sparkly

Sorry to hear about tax disc fayjmck, that's so annoying! Good luck sorting it out

xxx

Sunny_Donny

morning all
have day off from work, so my list for today is
Check on-line banking
Sort out OH tax return and prepare it all to enter it online (deep joy):eek:
make birthday cards to replenish stock (had a lot of birthdays recently)
clean all wooden floors in house
make storecupboard tea
handwash wooly jumpers
ironing

Think that will keep me busy most of the day!!

Sunny

mickey_mouse

Goooooooooooooooood Morning:D

today I will /have done ....

- daily clicks
- competitions
- been to the gym to use membership
- make xmas cards
- have a nsd

hope you all have a wonderful Monday:D
btw I am sporting a fluffy pair of purple socks

~Yorkshire_Belle~

Not feeling sparkly. Some *!*)&%$!! smashed our car window in the night so waiting for window people to come and repair it and to hand over the money for this that I had earmarked for Christmas. :mad:
Had loads of good things planned today but this has taken the wind out of my sails
Grrrrrrr

debtfreesomeday

Sorry to hear about your car Yorkshire Belle - some horrible little person keyed our car all down the side last week too, I was so upset and angry!
I can recommend going to the bottle bank and smashing some bottles to let the stress out a little! Hope your day gets better xx

mickey_mouse

I am so sorry Yorkshire Belle and DFS -what is up with people that they have to go round smashing up other people's things.

hope your day improves

causey25

Hello!

Today I have made sandwiches for work - hooray!
And made a pretty spreadsheet for mt cc repayments.
And will not be picking up a bottle of wine on the way home from work

mcjordi

theres some horrible little gits out there, good luck with sorting them out if you find out who did ii:D

anyway today i will/have:

paid some money off a phone bill
tidy up the house
clean the car as its a fine day for once :j :T may mind money
have a LSD need milk and some pop.
might get a last cut in of the grass if i can be bothered