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Roll up, Roll up! November - The NSD Challenge....!
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I only managed 6 last month, but i'm going to desperately try for 10 this month! I need it
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Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Can I go for 5? Break myself in gently!LBM 10/08 £12510.74/0
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10 for me this month please totally lost track in oct but think i had quite a few anyway!Aug £10 a day £0/£10000
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Didn't do too well with the NSD challenge in October - would you put me down for 10 in November please?
Off to budget for the month.......0 -
can you put me down for 10 please!!0
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Can you put me down for 5 please - still not mastered this challenge!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Well I haven't made my target of 9 for October so I shall be aiming for that again please jacks. ThankyouInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
I was down for 6 in October and made it. So going to go for 8 this month and see if I can steadily increase each month.Weekly Spend Challenge: £0/£30
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I fell off the wagon in October so in November I think I'll try for 6, still have xmas bits n pieces to get but I need more structure to my spending, making lists etc, so here goes.....
p.s. thanks Jacks for taking the time to set this all up:beer: love the iconsBusy mum of 3, so if my posts don't make sense or ask a silly question be patient:rotfl:0 -
Never done this challenge before and am having trouble finding out the answer to this question, but does it include spends you have actually accounted for? My daughter has money at least 4 days a week and my son has money about 3 days a week and these could fall on different days, so as I put this money by (ie, dinner money, dancing, guides, after school club etc) can I discount this spend as a 'no spend' iyswim?:o
Many thanksWhen you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0
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