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Roll up, Roll up! November - The NSD Challenge....!
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Just registered with this site today, after reading it with admiration for about a year - deep in debt but haven't even worked out how much yet.
Will start with having 10 no-spend days this month - if it's not too late. Do I just keep my own record? Do I register somewhere?
So pleased to be joining in at last.Total debt Nov 2008 (not inc Mortgage): [STRIKE]£21,596[/STRIKE]£19,033
Marbles [STRIKE]£7672[/STRIKE]£7014; Barclycard:£6350; [STRIKE]Car loan: £480[/STRIKE]; Zopa: [STRIKE]£800[/STRIKE]£300; American Express: £400; Capital 1 [STRIKE]£1365[/STRIKE]£1069; [STRIKE]Barclays loan: 480; [/STRIKE]Bank of Scotland: [STRIKE]£4528[/STRIKE]now £2360
TARGET: Debt-free by July 2011
100 Day challenge / DFW Nerd No 1084: AMAZED TO BE DEALING WITH MY DEBTS!! :j0 -
I tend to keep my own record and then when I'm online post on this forum my progress. It's good as everyone motivates each other.'Proud to be dealing with my debts'20p savers= £158.00 :T DFW Nerd #1061Nectar points 3514 Boots Ad Card £21.3031/01/10 Loan 1 = £6058, Loan 2 = £8896, Caravan Loan = £12980, HSBC CC = £0 :j Car = £0 :j, Loan 3 = £2490, Overdraft = £0 :j0
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declaring a NSD for today:) Thats 6 now!November NSD's - 70
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Okay I am declaring 11 NSDs so far! I only wanted to get 10 under my belt so .... um .... I think I did it!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Had another NSD today, it's soooo much cheaper now DD has left home:j :j :j"You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0 -
Bought some birthday presents today so it was a spend day, but aiming for an NSD tomorrow. Took the opportunity to get loads of stamps which I'll be needing soon, so perhaps I've saved myself another trip later on in the month.
I thought that being back at work would help keep me away from spending, but because there are so many more shops around it's more difficult!Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
NSD today. its been 4 in a row now!0
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another NSD today........whooooo!2009 -save £7200 (minimum) /spend £4000 (maximum)0
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Managed another NSD today woot
3 down, 9 left to go
Now a SAHM trying to earn some spare pennies each month0 -
First NSD today:j :j :j
4 more to go:eek: :eek: :eek: :eek:Save 1500 - (Monzo Card Pot by Dec 2021) 1020/1500
12 NSD MAY 3/12
Lose 21lb by July .......................4 /21LB0
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