Car insurance renewed, now claim on old insurance!

1ain

Hi guys, any help on this would be greatly apprecaiated..

Back in July I had a little bump, probably with me being at fault. :mad:! I exchanged details with the other guy, but didn't hear anything back so I assumed everything was ok (it was only a little bump).

Anyway, since then I have renewed my insurance and taken out protection on my now 5 years no claims bonus (thought it might be a good idea after the bump in July!). Now it appears the guy has decided to make a claim!

Is my current insurance valid given that I purchased it with 5 years ncb (it was unprotected) and no accident history?

LinasPilibaitisisbatman

1ain wrote: »

Hi guys, any help on this would be greatly apprecaiated..

Back in July I had a little bump, probably with me being at fault. :mad:! I exchanged details with the other guy, but didn't hear anything back so I assumed everything was ok (it was only a little bump).

Anyway, since then I have renewed my insurance and taken out protection on my now 5 years no claims bonus (thought it might be a good idea after the bump in July!). Now it appears the guy has decided to make a claim!

Is my current insurance valid given that I purchased it with 5 years ncb (it was unprotected) and no accident history?

No

You should have informed them about the accident regardless of whether you had a claim through or not

Your asked about pending claims and accidents

Not actual fault claims and insurance accidents

Get on tthe phone ASAP as your insurance may be void

Quentin

You say it was a little bump, so maybe you can retain your ncb by paying for the repairs yourself.

You still need to inform your new insurers of the incident ASAP.