Tuesday 21/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• storecupboard lunch and tea
• make a loaf in breadmaker
• go for swim and jacuzzi to use gym membership
• make a batch of yoghurt
• update spreadsheets
• dd wants more flapjacks making in remoska
• try and have another no spend day - nope spent 74p on syrup for above flapjacks but will last ages.

Good morning gang, it's a wet and windy day here - very miserable. Hope you are all well and all those feeling a little down yesterday are having a better day today:D
Todays socks are black with sparkly silver stars, a bit more subtle than yesterday's wicked witch feet:p still gives me a boost though. Bit of a quiet day ahead here at work so will be catching up with you all on and off.
Have a good day everyone:D

savingforarainyday

Good moring sophiesmum and those who follow me

Today I will

Freeze quiches i made yesterday for family party at weekend
Flylady the kitchen
Take ds to English lesson,
Return Library books, not very mse if you forget
Go to Poundland/Wilkos to buy packing stuff for ebay items
Make my list for week. (didn't do it yesterday so I am useless now)
Check online banking
Wont be a nsd cos i am going into town but i will be economical
Make storecupboard tea.

Well better go have a bus to catch and a son to chivvy along:D

Pookie_lou

Good morning Sophiesmom, savingforarainyday and all to follow!

An early post for me today as i'm off work today, I feel far more energised today knowing I havnt got to go in!

Planning to take it easy today, feel a bit run down, hope I havnt got a cold coming..so im going to stay wrapped up warm and chill out!

So Today -

* Might have to pop out later to get new tyre :rolleyes:
* Check bank account and update spreadsheet
* Relist ebay item as buyer did not pay and is ignoring my emails :mad:
* Going to head over to the christmas threads later for some inspiration!

Have a good day everyone x

bathgatebuyer

Walking home to the car tonight (which is about 30 mins away) - I've parked as close as I can get to work without having to pay parking charges;
I'm writing to Sainsburys to tell them that they should stop adding interest to my credit card account while we await the decision of the FOS adjudicator in respect of miss-sold PPI and invalid CCA;
Will enter a few comps later.

Pippilongstocking

Hello
Today
Checked bank, its OK but not great
Update signature later
Write (of course)
Whizzz up sooup and freeze
Head out to before work job then sit at home and write
Try have NSD not had one this week
DD watching movies today cos its horrid - so have a game cards at some point

Socks bright purple - woolly cos its cold - going to finish a section today - wish me luck!!

Waving to all those above the post and all those below!!

MrsAudus2b

Good morning all....orange socks for me today! Yours sound much more sparkly sophiesmum!

Today I have:

• Said I'll do a shift at old job in a couple of weekend's time - I'll get £70 or thereabouts
• Online banking
• Reduced O/D by £100

And I will:

• Pick up parcel (bargain from ebay for OH's sister xmas present)
• Bid on a couple of things for mum's xmas present
• Browse Quidco later for last few present ideas
• Go to work appointments
• Do draft monthly budget for OH's payday later this month
• Storecupboard tea
• Be sparkly

xxx

WelshWoofer

Morning all!
Horrible in Manchester too - cold, wet and windy.

No socks at all today - sorry!

Today I will/have

• Brought lunch to work - fruit and bagel
• Have "free" tea using stuff I bought with a free M&S voucher - spinach and ricotta canneloni and caesar salad
• Only drive to work
• Walk dog for free exercise
• Wash 4 pairs of jeans and dry on airer
• Only spend less than £2
• Try planning next weeks food around what we have in already
• Cancel kennels for Saturday away as a friend really wants to look after my dog for the night - saves £20:j
• Submit expenses for work
• Check bank and quidco, surveys etc

That's enough for today - as I am supposed to be working!

Have a good day
R x

Just thought of something else - will make cookies tonight whilst the footy is on the telly - have all of the stuff needed in so won't cost a thing. (apart from the oven costs!)

debtfreesomeday

Morning all

Brown stripy socks for me today...
Believe it or not it's actually a bright blue sky and sunny here today, although a bit nippy round the edges.

Today I shall/have:

• Brought breakfast & lunch to work
• Store cupboard dinner
• Use free gym membership tonight if feeling a bit better
• Do washing on eco-setting tonight and maybe line dry if nice (wishful thinking!)
• Check online banking/cc/quidco
• Cancel experian membership before free month runs out (done through Quidco)
• List Christmas pressies - see how many I have left to buy
• Pay in £20 so not overdrawn this month!
• Wait anxiously for payday which is in 3 DAYS

Have a great DFW day all xx

thriftymoo

hi all

its my day off today but im really rough, think im getting tonsilitis and cant eat so off to docs in hour..does anyone know where i can get mega cheap throat lozenges? left strepsils at work and theyre expensive!

boring white socks today.... need to do some washing!

today i have/will:

*checked internet banking and moved some money in case i need prescription
*will do some revision today for book keeping exams
*checked one poll - no surveys but will check back later
*will do budget for month as its payday tomorrow
*check petrolprices.com to find cheapest petrol
*stay nice and warm to try and shift this bug!

painted_lady

Hi everyone
I have bright pink socks on today (but havent got dressed yet, just put them on to brighten my day), so have joined the revolution.
rachelmk - you have reminded me I have some ricotta lurking in the fridge too, so might make something for tea with it.
I am going to
- make my christmas cakes
- continue working on some product designs for a client
- use up the ricotta
- read some threads on here
- going to theatre tonight for free, my mate is working on the production so I am on the guestlist

That will do for today, they are bigger things and I needs some hugs as have some pain today.

OliveOyl_2

Morning All :hello:
grey woolly - but matching- socks for me at least my feet are snuggly, if not sparkly.

Today I have/will:

• listed one thing on e-bay - struggled to upload a photo so it took AGES. But I'm all set to list a fair number -tomorrow though
• signed up for an MS next week, and chased payment for another -successfully
• brought in lunch, forage for supper
• LSD -just my coffee at rehearsal tonight -20p
• At the gym before rehearsal so free shower & toiletries
• on-line banking -though I've not yet updated my sig
• work out how to sell a piano

have a good rest of the day everyone.