Will a bank honour a slightly torn cheque?

dzug1

AverysBob wrote: »

I once heard that you can write a cheque on a cow if you want. Don't know if it's true or not...

This originates with a short story by A P Herbert in which the main character (Albert Haddock) wrote a cheque on a cow which a fictional court ruled the bank had to accept.

Mr Haddock was what a court would rule a vexacious litigant but can be very amusing.

Legally there's nothing to stop it. but in reality there are two obstacles:

cows are expensive - you wouldn't want to write a cheque on one; the bank would keep it and charge you for its storage for 7 years:rotfl: plus a bomb for processing it

Banks have T&Cs these days that cheques must be on their official forms so they would be entitled to refuse to handle it

geordie_joe

big_gay_kirk wrote: »

Afraid youneed bothe serial numbers... otherwise there's nothing to stop you ripping all your notes in half, then going to different banks for replacements and doubling your cash!

What would happen if you "burned" the torn edge slightly and claimed the other half was burned?