Fixed Rate Savings

paul5046

The Yorkshire bank one although it says to 2010 thats only 14 months, although still pretty good.

paul5046

Anything else approaching 12 months ?

paul5046

Just heard about this today. Its the guarantee for 12 months thats attractive combined with the ability to have 4 withdrawls.

[FONT=Arial, Helvetica]If you want a guaranteed rate of [FONT=Arial, Helvetica]5.50% AER[/FONT] for a year with the flexibility to make 4 withdrawals, a Halifax Guaranteed Saver Reward could be for you.[/FONT]
[FONT=Arial, Helvetica]Limited offer - now extended. Open and fund an account before 31 October 2008.[/FONT]

• [FONT=Times New Roman, Times]5.50% AER[/FONT] [FONT=Times New Roman, Times]for[/FONT] [FONT=Times New Roman, Times]a 12 month[/FONT] [FONT=Times New Roman, Times]term[/FONT]
• [FONT=Arial, Helvetica]Minimum opening balance - £2,500[/FONT]
• [FONT=Arial, Helvetica]Maximum balance - £9,999,999[/FONT]
• [FONT=Arial, Helvetica]Withdrawals - 4 withdrawals within the 12 month reward period[/FONT]
• [FONT=Arial, Helvetica]Unlimited number of deposits[/FONT]
• [FONT=Arial, Helvetica]Manage your savings - in branch, by telephone, online 24/7 and by cash card [/FONT]
• [FONT=Arial, Helvetica]UK's No 1 for savings - no one helps more people grow their savings than Halifax*[/FONT]

[FONT=Arial, Helvetica]Please note: accounts opened or funded after 31 October 2008 will become standard Halifax Guaranteed Saver.[/FONT]
[FONT=Arial, Helvetica]After the 12 month reward period, the Guaranteed Saver variable rate interest and conditions will apply[/FONT]

peawack

Nat Counties BS is offering 6.61% (min £1000)- 1Year bond. Annual interest
min £5000- monthly interest 6.42%

Marvo

Are Anglo Irish not fully FSCS protected? Excuse my ignorance.

With 7% for two years and the likely slide in rates, with no prospect of a return to today's rates in a hurry, it seems like a good deal.

isofa

C+G (owned by LTSB) have several good ones, http://www.cheltglos.co.uk/savings/fixed-rate-bonds/index.html

Between 5.75% and 6.25% depending on the balance, although the seem to want to know everything including your inside leg measurement on the application form (not literally obviously!).

fullstop

Anglo Irish are FSA regulated for UK buisness and are also 100% protected by the Irish governments scheme.

elbe

Molotov wrote: »

The only one on there is Julian Hodge Bank - does anybody know anything about them?

If it helps they had a mention a couple of months ago in Moneywise. Can't recall anything negative but certainly remember noticing the name as I'd not come across it before either.

elbe

paul5046 wrote: »

Just heard about this today. Its the guarantee for 12 months thats attractive combined with the ability to have 4 withdrawls.

[FONT=Arial, Helvetica]If you want a guaranteed rate of [FONT=Arial, Helvetica]5.50% AER[/FONT] for a year with the flexibility to make 4 withdrawals, a Halifax Guaranteed Saver Reward could be for you.[/FONT]
[FONT=Arial, Helvetica]Limited offer - now extended. Open and fund an account before 31 October 2008.[/FONT]

• [FONT=Times New Roman, Times]5.50% AER[/FONT] [FONT=Times New Roman, Times]for[/FONT] [FONT=Times New Roman, Times]a 12 month[/FONT] [FONT=Times New Roman, Times]term[/FONT]
• [FONT=Arial, Helvetica]Minimum opening balance - £2,500[/FONT]
• [FONT=Arial, Helvetica]Maximum balance - £9,999,999[/FONT]
• [FONT=Arial, Helvetica]Withdrawals - 4 withdrawals within the 12 month reward period[/FONT]
• [FONT=Arial, Helvetica]Unlimited number of deposits[/FONT]
• [FONT=Arial, Helvetica]Manage your savings - in branch, by telephone, online 24/7 and by cash card [/FONT]
• [FONT=Arial, Helvetica]UK's No 1 for savings - no one helps more people grow their savings than Halifax*[/FONT]

[FONT=Arial, Helvetica]Please note: accounts opened or funded after 31 October 2008 will become standard Halifax Guaranteed Saver.[/FONT]
[FONT=Arial, Helvetica]After the 12 month reward period, the Guaranteed Saver variable rate interest and conditions will apply[/FONT]

This is good. I went into Halifax today to check out what's on offer and the one above should have closed already but they've extended it the staff told me. THEY WANT YOUR MONEY....

elbe

Hey Amistupid

I know you're not. All of the bank staff etc I've spoken to this week either in person or on the phone tell me that yes the rates are going to drop but the most obvious thing is the change in high rate/duration ratio. Shorter fixed term get higher rates at present and this, I'm told, is likely to be the trend. A complete turnaround but you can understand y.