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Entitled to?
Hutch100uk
Posts: 610 Forumite
My partner is about to be made redundant next month. I only work part time (22.5hrs a week). We have a 1 year old child. I am very concerned how we will pay the rent. I rang the tax credits people who gave me an estimate of working tax credit of £26 per week. Surely this cant be right when I only earn £11k per year? I would have thought we would have been entitled to the maximum amount of working & child tax credit? There is no way we can afford to live if this is the case. Can anyone advise me as to what I may be entitled to from tax credits or housing benefit?
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Comments
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Is there any reason that you can't work full time?0
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I've only just gone back to work from maternity leave and had to request part time hours. I ended up having to do a different job to accommodate me. My full time job has now gone so I can't just go into work and say "I'm gonna come back full time now". I'm on a new contract. I suppose I could look for another job but that would put me in exaclty the same position as my partner!0
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Tax credits look at the income over a year -- so the fact your partner has had income for 7 months of this tax year counts against you. If you're still in the same situation in April then you would probably see a hefty increase in what you'd get.Cheryl0
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so I can't just go into work and say "I'm gonna come back full time now".
Why on earth not?!
You can ask. All they can do is say no. If they say that you are where you are now.
Bozo0 -
Yip - bet you're a bloke who think women who work part-time are lazy!!!! I'll have you know that one of the main reasons I worked part time is because we couldn't afford the extra childcare costs. We already pay £200 a month for 1 day per week. His Gran has him the other 2 days but she couldn't do anymore time than that. If I had gone back full time at the beginning, I wouldn't have any more cash than I do now. I know for a fact there are no full time jobs at my work and, seeing as you know nothing about my job, I don't think you are in a position to comment. I posted on here asking a question about benefits and only one decent person has actually been of any help (oh, and look it was a woman).0
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Your partner will probably get Job Seekers Allowance (contribution based) for up to 6 months, this is worth about £60 per week.
Also, you could apply for Housing and/or Council Tax benefit through your local authority. Although entitlement is based on income/capital etc.
I assume you will already be receiving the basic Child Tax Credit, so this might increase with your change in circumstances and as previously discussed, Working Tax Credit should also be paid.
Good luck!0 -
Hutch100uk wrote: »Yip - bet you're a bloke who think women who work part-time are lazy!!!! I'll have you know that one of the main reasons I worked part time is because we couldn't afford the extra childcare costs. We already pay £200 a month for 1 day per week. His Gran has him the other 2 days but she couldn't do anymore time than that. If I had gone back full time at the beginning, I wouldn't have any more cash than I do now. I know for a fact there are no full time jobs at my work and, seeing as you know nothing about my job, I don't think you are in a position to comment. I posted on here asking a question about benefits and only one decent person has actually been of any help (oh, and look it was a woman).
HutchUK
You never mentioned those circumstances when you posted your orginal question.
It was a fair question to ask if you could back full time.
You accuse me of thinking PT people are lazy and then trying to create a male/female divide here.
I respectfully suggest its you with the chip on your shoulder.
Good luck with your situation, you are going to need it. I won't help you anymore.
Bozo0 -
Just a thought is it £26 working tax credit PLUS child tax credit or £26 in total.
I could imagine someone asking a tax credit advisor how much WTC and them answering literally0 -
Hutch100uk wrote: »Yip - bet you're a bloke who think women who work part-time are lazy!!!! I'll have you know that one of the main reasons I worked part time is because we couldn't afford the extra childcare costs. We already pay £200 a month for 1 day per week. His Gran has him the other 2 days but she couldn't do anymore time than that. If I had gone back full time at the beginning, I wouldn't have any more cash than I do now. I know for a fact there are no full time jobs at my work and, seeing as you know nothing about my job, I don't think you are in a position to comment. I posted on here asking a question about benefits and only one decent person has actually been of any help (oh, and look it was a woman).
I'm a woman and certainly don't see anything wrong with a parent with young children working part time. However, you seem to be missing the point that you are now the family breadwinner. Your partner will be available to do the childcare, so working full time would be a perfectly reasonable option for you. Sometimes you have to look at a problem from all angles rather than just running to benefits to solve it.0 -
I have also been made redundant and went to get the contributan based but they said i have to go for the JSA first, had my interview and because i live with my ex who has the spare bedroom (nearly 2 years now, decided to stay friends and would rather have him paying rent than someone i dont know) anyway, i was honest and now they are sending someone round to check im telling the truth. They said if i dont get JSA then i can get the cont based one as that does not include other halfs income or people paying rent it purely goes on if you have paid enough tax/nin over the years.
So get your husband to apply for JSA but they will take your money in to acount that you earn, unfortunatly according to what they have told me you have to see if you can get JSA first before you can try and get the cont based one. You can also apply for council tax benefit and housing benefit (only if you rent, they dont help if you have a mortgage, thats what i was told at my interview anyway)
Good luck and i hope your husband gets a job, i have had no luck yet but im sure something will come up0
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