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First one to clear 15k gets a paper hat

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  • cafcfan
    cafcfan Posts: 109 Forumite
    Hi all, Sick of not having much money and it is depressing watching other people walk around with loads of shopping bags. Does everyone else feel like that? :(

    Probably a lot of people are going to be very unhappy in January when they have to pay for all those bags of shopping. If it helps -imagine them as bags of debt, getting heavier and heavier, they'll still feel the weight of debt when the bags are empty.

    You , on the other hand can bask in the knowledge that your debt weight is getting lghter

    Now look at the tremendous effort all of you are putting into getting debt free.
    Are those shopping bags you're carrying really bags of debt???
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My mum everybody, motivational speaker-a-go-go.... :)
    Wealth is not measured by currency
  • CAFCGirl wrote: »
    what a pg rated devil image you found there PAID xx

    And it was after the watershed :D

    I may PM Martin to ask him for some more nasty smilies

    My purse strings loosened over the summer, I have only just got the flipping things done up again :rotfl:
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • cafcfan wrote: »
    Probably a lot of people are going to be very unhappy in January when they have to pay for all those bags of shopping. If it helps -imagine them as bags of debt, getting heavier and heavier, they'll still feel the weight of debt when the bags are empty.

    You , on the other hand can bask in the knowledge that your debt weight is getting lghter

    Now look at the tremendous effort all of you are putting into getting debt free.

    Mmm, I like this analogy. It's making me feel heaps better!

    Thanks Mammy CAFC!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl wrote: »
    My mum everybody, motivational speaker-a-go-go.... :)

    What, really your mum? like in the real world??

    Now that is exciting - hello CAFC's mum :wave: (cracking post by the way)
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I like it mammy CAFC! I have had a good day in that at times I've felt utterly crap today and not gone shopping! Achievement or what (for a recovering shopaholic) so quite pleased....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • SavingH,

    That's a great achievement. Well done!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Say no to heavy shopping bags! :j
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Heavy shopping bags are bad for your back but even worse for your purse :D

    How lovely to have CAFC Mum on the thread :j and wise words like her daughter :T
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    What, really your mum? like in the real world??

    Now that is exciting - hello CAFC's mum :wave: (cracking post by the way)

    Yep a real live one!:rotfl:

    Not much to report today from me.... spent money :rolleyes: but Dh and I have agreed to make each other stockings for christmas with little things of fun and happiness, so I got him some cheap books 3 for £5 in the works and some chocolate coins and some sweeties, so spent about £8 from my budget for that.
    Figured I would get him books as we might be moving out to a village soon so he'll need entertaining, and wont be able to just pop to asda for a cheap DVD. Which really is a good thing:rotfl:

    Not much else to report from me, just getting ready to do some dooyoo reviews.
    Wealth is not measured by currency
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