First one to clear 15k gets a paper hat

clearmydebts

fairmorn308 wrote: »

well i have 3 credit cards and 2 loans still to pay but am going to clear my cards 1st then transfer the remaining of the loan to the cards due to smaller interest thats my plan. Fingers crossed i can knock £6k off my total by xmas this yr.

6K by Xmas would be a brilliant achievement. This thread will help you stay motivated. There are a great bunch of people on here!

starnac

tirlittan wrote: »

I have just paid my Virgin cc off!!!!!!!!!!!!!
Should clear in 2 working days, but I'm declaring it gone!!!

And I'm over £4k on this challenge!!! Double celebration!

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
:beer::beer::beer::beer::beer::beer::beer::beer:

ok, so I'm ever so slightly excited

congratulations :beer::beer: :T:T

starnac

good luck and welcome to the challenge fairmorn. 6k by christmas would be fantastic. it can be done as i've paid off just over £4k since january. i'm hoping to make £6k by september.

how is everyone on this slightly drizzly friday?? start of the weekend for everyone except me who is back in work tonight after my "weekend" during the week! hands up who loves shift work............... *tumbleweed* ................anyone??

tirlittan

THanks starnac.
Wow, you all doing really well on your paying debts off. I need another job or something to pay that much off. I'd be debt free in a year...

No thanks to shift work, when I used to do it, I didn't have much of a life. Never going back to that. What do you do starnac?

fairmorn308

hiya guys i have just paid off my vanquis credit card and am not sure if should cancel it or just give the card to my OH to keep safe to stop me spending on it cause at least i will get the green zero's on my credit file . payment of £250 made

tirlittan

Hi fairmorn,
I'd cancel it and cut it up. Is it your only cc? Do you need a back up cc for emergencies?

tirlittan

Well, I'm off work soon and as internet connection at home is playing up again :mad:, might not catch up before Monday, so everyone, have a nice weekend!!

fairmorn308

tirlittan wrote: »

Hi fairmorn,
I'd cancel it and cut it up. Is it your only cc? Do you need a back up cc for emergencies?

i have another 3 but plan on keeping them cause the interest rate and credit limits are ok on them just this vanquis one which is a killer and not sure what to do.

poorandindenial

fairmorn308 wrote: »

i have another 3 but plan on keeping them cause the interest rate and credit limits are ok on them just this vanquis one which is a killer and not sure what to do.

Get rid, get rid, get rid....

(welcome to the thread!)

For anyone that cares, I am having a well earned glass of wine with some trashy food. What is everyone else up to?

ShelleyC_2

Just about to make a big bowl of Eton Mess to scrum up :j

Welcome Fairmorn and cut up the evil Vanquis

WoooooooHoooooooooo Tirl on clearing the Virgin card. No wonder you're happy. Hope you have a lovely weekend despite no internet access :eek::eek::eek:

:hello: Doodledo I'll have a hug as I've been good. Got a huge (!) list as a POA this weekend which I'll post up later and you can kick my butt if I don't complete it by Sunday night :rotfl: