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First one to clear 15k gets a paper hat
Comments
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PAID that sounds interesting.
I wish I could do more but so hard to get out now I am a single mum so have to stick to my Wii fit.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
I think I would want to live a little too then!Hmmm, my entertainment budget is only £20 and I only really do cinema, hardly ever go out, but meals (cheap, once every two/three months) with friends comes out of that as well and anything else I want to do,rare gigs, theatre etc. Only saving £30 towards holidays as well. I don't think that's much,is it? That's why I was saying about the second job...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
PAID that sounds interesting.
I wish I could do more but so hard to get out now I am a single mum so have to stick to my Wii fit.
How about getting your ex to come and babysit your LO once a week and then you could get out to a class. You wouldn't know who you might meet at a salsa class!!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I have a friend that is game for a class so hopefully we can motivate each other to something other than the pub :rolleyes:
I have another friend who is game for walking once or twice a month and have a friend that has just lost loads of weight so may also be game for some sort of exercise class or thing so hopefully I can set up lots of exercise reasons to see my friends for catch ups.
You have a good reason for not getting out to exercise though it must be frustrating at times, I am basically just a lazy cow.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
clearmydebts wrote: »How about getting your ex to come and babysit your LO once a week and then you could get out to a class. You wouldn't know who you might meet at a salsa class!!!!
In theory thats a fab idea but ex works shifts so wouldnt be able to go regularly oh and the fact we barely do more than grunt at each other these days :rotfl:Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
poorandindenial wrote: »I have a friend that is game for a class so hopefully we can motivate each other to something other than the pub :rolleyes:
I have another friend who is game for walking once or twice a month and have a friend that has just lost loads of weight so may also be game for some sort of exercise class or thing so hopefully I can set up lots of exercise reasons to see my friends for catch ups.
You have a good reason for not getting out to exercise though it must be frustrating at times, I am basically just a lazy cow.
Walks with mates this time of year are fab as you get some fresh air, some exercise and more importantly a good gossip :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
In theory thats a fab idea but ex works shifts so wouldnt be able to go regularly oh and the fact we barely do more than grunt at each other these days :rotfl:
That's a shame. He does seem to be a good Dad with you LO though, which is one positive.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Yeah he is a fab dad still and as much as I hate to admit it his bint is good with her too. As long as DD is happy then I can't ask anymore.
I hope after the money side is settled and divorce finalised we may be able to get on a little better.
Its such a shame as we have been best mates for 17 years and I mourn the loss of that as much as my marriage if that makes sense
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
lol - can't beat a good gossip
I am guessing that your LO keeps you pretty active anyway, you could always use her as an excuse for running around more£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Walks with mates this time of year are fab as you get some fresh air, some exercise and more importantly a good gossip :T
Yeah they are!!! I used to walk with my friend when I lived in Ireland, about 3-4 times a week! We would do a 4 mile walk and get a magnum on the way back. How bad!!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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