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First one to clear 15k gets a paper hat
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A good night then CMD???£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Sorry about the pepper. speaking of vampires tho - I could do with a drink - are you free? :rotfl:poorandindenial wrote: »Oooh, you just sorted out your typo, I was going to ask you if you were a vampire - lol
:wave: hello all
I am mourning my one blooming flower on my pepper plant which fell of at the base of its stalk this morning - won't be getting a pepper from that one :rolleyes: not sure why the plant hates me so
Am lounging in my PJs watching Kojak - lazy day...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »Sorry about the pepper. speaking of vampires tho - I could do with a drink - are you free? :rotfl:
:eek: SH wants to bite me!!!!!!!!£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
poorandindenial wrote: »A good night then CMD???
Yeah, it was a great night out. Went to a friends for dinner. Feeling the effects now though.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I was feeling a bit tender earlier too - you have my sympathy. Two cups of strong coffee and a huge fry up seem to have worked wonders (even if I feel a bit sick now)£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
poorandindenial wrote: »I was feeling a bit tender earlier too - you have my sympathy. Two cups of strong coffee and a huge fry up seem to have worked wonders (even if I feel a bit sick now)
Lol! What were you up to last night?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
No....... I think you're fab!:A Not that into blood.....:Dpoorandindenial wrote: »:eek: SH wants to bite me!!!!!!!!
Really should get dressed and have some real food.... Only had a coffee and half a dark bounty so far! On another note have any of you tried the spending diary website....? I gave it a go last night and input 5 days worth of my spends.... I am averaging nearly £25 a day altho that includes all cash/card spends (not DDs or STOs) - I wouldn't mind but I've not done my main grocery shop yet but does include a mini grocery shop I did the other day!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Early wine with OH and then I met a friend for dinner, wine and cocktails. Wasn't big or clever (but the food was lovely) I have got a tastelondon card so the food was half price so £35 each for a bottle of wine, starter main and desert in a very nice restaurant
) £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
savingholmes wrote: »No....... I think you're fab!:A Not that into blood.....:D
Aawwww - I think you are lovely, even if I will start to call you 'el vampira' from now on£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Oh dear, my friend has just invited me for a boozy afternoon in the pub....
Yup - away I go
I have very poor judgement.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0
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